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OppFiOP

Sr. Software Engineer I - Core Team

OppFi is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans who are turned away by mainstream options.

OppFi

Employee count: 201-500

Salary: 123k-185k USD

United States only

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OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.

We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. Our business principles guide us and create an open and collaborative culture where we improve 1% every day, and the best ideas always win! We welcome individuals who want to make an impact in the financial system by facilitating credit access, expanding financial inclusion, promoting financial health, and delivering exceptional customer service.

A few other fun facts about us. OppFi is one of the top consumer-rated financial platforms online, maintaining a 4.5/5.0-star rating on Trustpilot. We are a 2025 Crain’s Fast 50™ company and were named on Built In's 2025 Best Places to Work in Chicago.

About the job:

As a Senior Software Engineer, you will help develop services for our product portfolio. Specifically, the Senior Software Engineer will develop back-end services used across our entire technology platform. As a team member, you will report to the software engineering manager, and you will get to…

What you get to do:

  • Contribute to the development of our product portfolio, built with Ruby, Docker, Amazon Web Services, and PostgreSQL.
  • Work with business and technical professionals across the organization in an Agile framework to ensure technical systems are well-designed.
  • Perform code reviews, unit testing, and integration testing, documenting and implementing software best practices.
  • Continue to learn new tools and languages. We take development seriously! Our team manages our own internal training, with budgets for classes, conferences, books and materials….we want you to grow your skills with us.
  • Mentor junior members as our organization and team grow.

What you will bring to the team:

  • Experience interpreting and refining our goals into relevant requirements, having delivered large-scale projects from concept to production.
  • At least 5+ years of Java experience.
  • 3+ years of experience developing systems with Amazon Web Services technologies; ECS/EKS experience a big plus.
  • 5+ years of experience with Test-driven Development (TDD).
  • 5+ years of experience building Restful APIs and consuming 3rd party APIs.

Reports to: Sr.Manager, Engineering

Job Level: Sr. Tech I

Total Rewards and Benefits:

At OppFi, we are committed to fostering a fair and equitable workplace. The compensation range for this role reflects our good faith compensation estimate for this position. Final offers are determined based on a myriad of factors including, but not limited to experience, skills, qualifications, and other relevant business considerations. Candidates are encouraged to discuss compensation expectations during the hiring process. In addition to base pay, the total compensation package includes eligibility and potential for performance-based bonuses and equity grants dependent upon the role and job level.

OppFi offers a flexible, remote environment, 401(k) matching program, and generous paid time off. Other benefits include medical, dental, and vision coverage, and tuition reimbursement. Additional benefits include DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning. OppFi also offers Fringe, a lifestyle benefits platform that allows employees to decide how to spend rewards from dozens of vendors like Uber, DoorDash, and UrbanSitter.

Compensation Range:
$123,200$184,800 USD

EEO Statement:

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, federal law, or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond. Check out our Culture page here.

As part of OppFi’s commitment to providing equal opportunity to qualified individuals, OppFi will ensure that persons with disabilities are provided reasonable accommodation as defined by applicable laws and organizational policies. If reasonable accommodation is needed to participate in the job application or interview processes or job requirements, please contact our People Team at recruiting@oppfi.com.

Pursuant to the requirements of the California Consumer Privacy Act, OppFi is providing the "OppFi California Employee Privacy Policy", which details the categories of personal information collected and your rights under the policy. If you are a California resident, please review the policy here: https://www.oppfi.com/careers/.

The information in this document is for general informational purposes only. It is not intended to be an all-inclusive list or description of the organization and its requirements for positions and employees. OppFi reserves the right to modify or change the information on this document at its discretion.

About the job

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Posted on

Job type

Full Time

Experience level

Senior

Salary

Salary: 123k-185k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About OppFi

Learn more about OppFi and their company culture.

View company profile

OppFi is a financial technology company built to help everyday Americans who are turned away by traditional credit options. Many individuals face challenges when trying to access credit, whether it's due to a thin credit file, a FICO score below 650, or unexpected expenses that strain their finances. These consumers often have limited choices, sometimes resorting to less favorable options like payday loans or pawn shops. OppFi's mission is to provide a better alternative by offering accessible, consumer-friendly credit solutions. The company partners with community banks to broaden their reach and extend credit access to this underserved population. Through a commitment to best-in-class customer service, transparency, and responsible lending practices, OppFi aims to support these consumers in building better financial health.

The company leverages a technology-driven platform to streamline the borrowing process and make credit more accessible. This includes using advanced algorithms and alternative data to assess creditworthiness, allowing them to serve individuals who might not qualify through traditional scoring methods. OppFi emphasizes financial empowerment and provides resources to help customers improve their financial literacy and stability. Their product offerings, such as installment loans, are designed to be more affordable and manageable than many alternatives available to this demographic. By focusing on the needs of those locked out of mainstream financial options, OppFi strives to be a trusted partner in their customers' financial journeys, helping them navigate financial challenges and work towards a more secure future. The company is dedicated to financial inclusion and continuously works to enhance its loan products and service delivery, positioning itself as a leader in the fintech space for underserved consumers.

Employee benefits

Learn about the employee benefits and perks provided at OppFi.

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Some meals provided

OppFi provides some meals.

Life insurance

OppFi offers life insurance.

Paid sick days

OppFi offers paid sick days.

Dental insurance

OppFi offers dental insurance.

View OppFi's employee benefits
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OppFi

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