OportunOP

Staff Software Engineer

Oportun is a financial services company that provides affordable personal loans, savings tools, and credit-building credit cards, utilizing AI to serve individuals with limited or no credit history.

Oportun

Employee count: 1001-5000

India only

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its 2.0 million members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $16.6 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually. Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

ENGINEERING BUSINESS UNIT OVERVIEW

The charter for Engineering group at Oportun is to be the world-class engineering force behind our innovative products. The group plays a vital role in designing, developing, and maintaining cutting-edge software solutions that power our mission and advance) our business. We strike a balance between leveraging leading tools and developing in-house solutions to create member experiences that empower their financial independence.

The talented engineers in this group are dedicated to delivering and maintaining performant, elegant, and intuitive systems to our business partners and retail members. Our platform combines service-oriented platform features with sophisticated user experience and is enabled through a best-in-class (and fun to use!) automated development infrastructure. We prove that FinTech is more fun, more challenging, and in our case, more rewarding as we build technology that changes our members’ lives.

Engineering at Oportun is responsible for high quality and scalable technical execution to achieve business goals and product vision. They ensure business continuity to members by effectively managing systems and services - overseeing technical architectures and system health. In addition, they are responsible for identifying and executing on the technical roadmap that enables product vision as well as fosters member business growth in a scalable and efficient manner.

POSITION OVERVIEW

The Staff Software Engineer role offers a unique opportunity to combine your technical expertise with strategic thinking, guiding the team in making architectural decisions, mentoring senior engineers, and actively contributing to the evolution of our technology stack. This role is the SME and “go-to” person in the team, and the individual works well under pressure, responds with urgency and operates with a high degree of autonomy, accountability and maturity. As a Staff Software engineer, you are the domain expert in multiple areas and can provide regular insight to product and design leads of all levels that are working within these areas. You can identify, tackle and deliver on strategically important problems for the group whether it is Product, Platform, or Infrastructure.

This role affords opportunities to lead and contribute to design and implementation of multiple large projects or lead a large org or company-wide objective, including the possibility of (technically) leading multiple small(er) teams, or a large team. Overall, this role has all the ingredients for the incumbent to command and hold respect as an expert and to develop a track-record of deep and/or broad impact to a product or technology area.

RESPONSIBILITIES

  • You lead the end-to-end delivery of complex software applications, ensuring adherence to best practices and high overall quality standards.
  • You create frameworks and abstractions that lessen the workload of other engineers. Your documentation and tutorials enable other teams to leverage your work independently. You identify and resolve improvements in test coverage for end-to-end business flows across multiple systems (and teams). You introduce new tools, techniques, and coding patterns to other engineers, some of which may be developed by yourself, and drive this change to other teams.
  • You drive technical decision-making, contribute to, and sometimes lead, architectural discussions, and propose innovative solutions to address complex technical and/or systemic architectural challenges. You collaborate across teams and build systems to address architectural gaps.
  • You take ownership of critical projects and initiatives, providing project leadership, and ensuring successful delivery through effective project management and communication. You engage with stakeholders across the group, understanding their needs and working through the complexity and conflicting goals.
  • You have the ability to provide a clear and concise explanation of business strategy, technical concepts, designs or implementation to a non-technical audience. You collaborate closely with product managers, designers, and fellow engineers to gather and translate business requirements into efficient and scalable software solutions. You have a track record of leading cross-team efforts that deliver meaningful results across engineering, product, and/or design. You work through technical, organizational and scheduling complexity to align teams and deliver results in a positive way for the people and teams involved. Your interactions build trust and speed at scale into our organization.
  • You are the technical thought leader of the team and provide necessary guidance and mentorship to senior team members whenever required.
  • You play the key technical counterpart to an engineering manager with a larger team; you can provide effective feedback to engineering managers at all levels to identify and help address gaps in their teams.
  • You successfully advocate for technologies and processes that make multiple teams more efficient.
  • You conduct rigorous code reviews, offering valuable feedback to maintain code quality, performance, and maintainability.
  • You continuously identify opportunities for process improvements and efficiency gains within the software development lifecycle.
  • You stay informed about emerging technologies, industry trends, and best practices, and proactively introduce relevant advancements to enhance our products and services.

REQUIREMENTS

  • 10+ years of related experience with a Bachelor's degree; or a Master's degree with an equivalent combination of education and experience.
  • Proven track record of delivering sophisticated software solutions in a leadership capacity with high quality.
  • Exceptional problem-solving and analytical skills, with a passion for tackling complex technical and business problems. challenges.
  • Mastery over data structures, algorithms, and software design principles.
  • Demonstrated experience in web application development, Java, Micro services, Spring boot, Spring Framework, RESTful APIs, Hibernate
  • Ability to quickly learn new systems/requirements and create POCs and develop code.
  • Experience in relational databases like MySQL, MariaDB and SQL
  • Solid grasp of version control systems, such as Git.
  • Knowledge in OAuth2
  • Proven ability to mentor and lead a team of engineers, fostering a collaborative and supportive work environment.
  • Excellent communication and interpersonal abilities, with a track record of effectively collaborating in a team-oriented environment.
  • Exposure to one of the cloud technologies - AWS/Azure/GCP

Desired:

  • Experience with cloud technologies, preferably AWS or Azure, is highly desirable.
  • Experience in automation with Web Driver IO
  • Knowledge/experience in working with DevOps/CICD

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

About the job

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Posted on

Job type

Full Time

Experience level

Senior

Location requirements

Hiring timezones

India +/- 0 hours

About Oportun

Learn more about Oportun and their company culture.

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Oportun Financial Corporation is a mission-driven financial services company that leverages artificial intelligence and machine learning to provide inclusive and affordable financial services. Founded in 2005, originally as Progreso Financiero, the company aims to empower its members, particularly those with limited or no credit history, to build a better financial future. Oportun's core offerings include personal loans, auto loans, credit cards, and savings and budgeting tools. The company operates with a digital-first approach, utilizing its online platform and mobile app to make its services accessible.

Oportun's business model is centered around a holistic concept of financial inclusion for underserved consumers. It utilizes AI-driven models, built on over 15 years of proprietary consumer insights and billions of data points, to assess creditworthiness beyond traditional FICO scores. This allows Oportun to serve individuals who might otherwise be excluded from mainstream financial services. The company emphasizes responsible lending practices and transparency, offering services in both English and Spanish to cater to a diverse customer base. Since its inception, Oportun has provided billions of dollars in credit and has helped millions of customers establish or build their credit history. Recognized for its commitment to community development, Oportun has been certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury since 2009. The company went public in September 2019 and is traded on the Nasdaq Stock Market under the ticker symbol OPRT. Oportun is headquartered in San Carlos, California, and has expanded its services across numerous U.S. states.

Employee benefits

Learn about the employee benefits and perks provided at Oportun.

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Bonus and incentive programs

To recognize top performers.

Remote work options

Available for many positions.

Paid time off

To help team recharge or give back.

Life Insurance

Oportun Benefits include Life Insurance.

View Oportun's employee benefits
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