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OportunOP

Staff Software Engineer

Oportun is a financial services company that provides affordable personal loans, savings tools, and credit-building credit cards, utilizing AI to serve individuals with limited or no credit history.

Oportun

Employee count: 1001-5000

Salary: 144k-230k USD

United States only

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ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually. Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

The Staff Software Engineer role offers a unique opportunity to combine your technical expertise with strategic thinking, guiding the team in making architectural decisions, mentoring senior engineers, and actively contributing to the evolution of our technology stack. This role is the SME and “go-to” person in the team, and the individual works well under pressure, responds with urgency and operates with a high degree of autonomy, accountability, and maturity. As a Staff Software engineer, you are the domain expert in multiple areas, and can provide regular insight to product and design leads of all levels that are working within these areas. You can identify, tackle and deliver on strategically important problems for the group whether it is Product, Platform, or Infrastructure.

This role affords opportunities to lead and contribute to design and implementation of multiple large projects or lead a large org or company-wide objective, including the possibility of (technically) leading multiple small(er) teams, or a large team. Overall, this role has all the ingredients for the incumbent to command and hold respect as an expert and to develop a track-record of deep and/or broad impact to a product or technology area.

RESPONSIBILITIES

Architecture Design:

  • Define and implement scalable, secure, and high-performance software architectures.
  • Develop architectural blueprints and technical roadmaps aligned with business objectives.
  • Ensure best practices, design patterns, and architectural principles are followed.
  • Technology Strategy:
  • Evaluate and recommend appropriate technologies, tools, and frameworks.
  • Stay up-to-date with emerging technologies and industry trends to drive innovation.
  • Ensure technology alignment with enterprise standards and business goals.

Collaboration & Leadership:

  • Work closely with development teams, product managers, and stakeholders to translate requirements into technical solutions.
  • Provide technical leadership, mentorship, and guidance to engineering teams.
  • Collaborate with DevOps teams to ensure CI/CD pipelines, scalability, and performance tuning.

Governance & Compliance:

  • Define and enforce architectural governance, coding standards, and security policies.
  • Conduct design and code reviews to ensure compliance with architectural guidelines.
  • Identify potential risks and create mitigation plans.

Performance Optimization:

  • Analyze system performance and identify bottlenecks to improve efficiency.
  • Ensure systems are resilient, scalable, and maintainable.

REQUIREMENTS:

  • 11+ years of related experience with a Bachelor's degree; or a Master's degree with an equivalent combination of education and experience.
  • Proven track record of delivering sophisticated software solutions in a leadership capacity with high quality.
  • Exceptional problem-solving and analytical skills, with a passion for tackling complex technical and business problems.
  • Experience in Java, SpringBoot development, preferably Kotlin
  • Experience in Front-End development like Angular.
  • Experience in relational databases like MySQL, MariaDB and SQL
  • Experience in NoSQL databases like Mongo DB
  • Experience with Docker/Kubernetes (like EKS) for orchestration
  • Experience working on cloud services like AWS
  • Experience working with Gradle, writing 100% code coverage through unit and integration tests.
  • Experience with working on APM tools for observability and alerting like Datadog/New Relic/Dynatrace/Splunk or something equivalent.
  • Familiarity with business intelligence tools that allow you to visualize and analyze data and coming up with metrics that would help make decisions to improve the system.
  • Ability to quickly learn new systems/requirements and create POCs and develop code.
  • Ability to make informed technical design decisions that consider long-term maintainability, scalability, and performance.
  • Capability to assess and identify all impacted components during architectural or framework upgrades.
  • Experience with user behavior analytics, including event instrumentation, analysis, and deriving actionable product insights.
  • Ability to identify and debug web server issues, including analyzing error patterns, performance bottlenecks, and misconfigurations using observability tools and server logs.
  • Solid grasp of version control systems, such as Git.
  • Knowledge in OAuth2.
  • Proven ability to mentor and lead a team of engineers, fostering a collaborative and supportive work environment.
  • Excellent communication and interpersonal abilities, with a track record of effectively collaborating in a remote working environment.
  • Flair to identify improvisation areas and provide solutions with newer technologies

PREFERRED SKILLS/EXPERIENCE:

  • Experience with cloud technologies, preferably AWS or Azure, is highly desirable.
  • Experience in working on Authentication and Authorization with any Identity Providers.
  • Experience in automation with Web Driver IO.
  • Knowledge/experience in working with DevOps/CICD.
  • Knowledge/experience in working with Databricks

The US base salary range for this full-time position is $143,800 - $230,100.

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects a national minimum and maximum range for new hire salaries for this position. Within this range, individual pay is determined by work location and additional factors, such as job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range that meets your criteria during the hiring process.

Please note that the compensation range listed in this posting reflects only the base salary for this position and does not include other compensation elements or benefits.

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

About the job

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Posted on

Job type

Full Time

Experience level

Senior

Salary

Salary: 144k-230k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Oportun

Learn more about Oportun and their company culture.

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Oportun Financial Corporation is a mission-driven financial services company that leverages artificial intelligence and machine learning to provide inclusive and affordable financial services. Founded in 2005, originally as Progreso Financiero, the company aims to empower its members, particularly those with limited or no credit history, to build a better financial future. Oportun's core offerings include personal loans, auto loans, credit cards, and savings and budgeting tools. The company operates with a digital-first approach, utilizing its online platform and mobile app to make its services accessible.

Oportun's business model is centered around a holistic concept of financial inclusion for underserved consumers. It utilizes AI-driven models, built on over 15 years of proprietary consumer insights and billions of data points, to assess creditworthiness beyond traditional FICO scores. This allows Oportun to serve individuals who might otherwise be excluded from mainstream financial services. The company emphasizes responsible lending practices and transparency, offering services in both English and Spanish to cater to a diverse customer base. Since its inception, Oportun has provided billions of dollars in credit and has helped millions of customers establish or build their credit history. Recognized for its commitment to community development, Oportun has been certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury since 2009. The company went public in September 2019 and is traded on the Nasdaq Stock Market under the ticker symbol OPRT. Oportun is headquartered in San Carlos, California, and has expanded its services across numerous U.S. states.

Employee benefits

Learn about the employee benefits and perks provided at Oportun.

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Bonus and incentive programs

To recognize top performers.

Remote work options

Available for many positions.

Paid time off

To help team recharge or give back.

Life Insurance

Oportun Benefits include Life Insurance.

View Oportun's employee benefits
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