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OportunOP

Principal Product Manager (R13685)

Oportun is a financial services company that provides affordable personal loans, savings tools, and credit-building credit cards, utilizing AI to serve individuals with limited or no credit history.

Oportun

Employee count: 1001-5000

Salary: 144k-230k USD

United States only

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ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually. Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.

WORKING AT OPORTUN

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups.

POSITION OVERVIEW

We are looking for a talented, creative problem-solver to join Oportun as a Principal Product Manager for our Lending Platform. You will grow our Partnerships program and drive core Marketing capabilities in close partnership with business and marketing teams. This position is a key leadership role in the organization and requires a strategic thinker with a proven track record of successfully managing 0-1 launches.

In this role, you will articulate product strategy, set objectives and key results, define roadmaps, and collaborate with cross-functional teams to deliver strong solutions. You will work closely with partners in India to align priorities and drive execution. If you thrive in a fast-paced environment and have a passion for building products that delight users, this role is for you!

RESPONSIBILITIES

  • Customer Insights Validation: Maintain a deep understanding of customer needs and feedback through user research, surveys, and feedback loops, and incorporate this insight into product enhancements.
  • Product Vision Strategy: Work closely with leadership and cross-functional partners to define multi-year vision and OKRs.
  • Growth Execution: Plan, run, and iterate experiments across funnel and channels to deliver measurable lifts in acquisition, activation, conversion, and retention.
  • Execution: Drive a cross-functional team of Product Managers, Designers, Engineers, ML scientists, and Business (Marketing, Risk, Fraud) to deliver business impact.
  • Risk Management: Work closely with compliance and risk management teams to ensure products adhere to regulatory requirements and industry best practices.
  • Communication: Craft the product narrative, drive alignment and decision-making with executive leadership, and communicate priorities, risks, and trade-offs across functions and external partners.

REQUIREMENTS

  • Experience: You have 12+ years of total experience, including 7-10+ years in product management within high-growth environments.
  • Customer-centric: You are passionate about improving the financial health of Oportun’s members.
  • Analytical problem solver: You have experience working on complex problems. You excel in making data-informed decisions (testing and experimentation, defining metrics, data analysis).
  • Collaborative: You have a track record of shipping and iterating on impactful products that required partnering with and building consensus across a wide group of cross-functional partners. You are also comfortable in an environment with shifting priorities.
  • Excellent communicator: You are a clear communicator and have superb documentation skills.
  • Execution: You’re scrappy, solution-oriented, and able to help the team overcome obstacles and blockers to deliver value for our members.
  • Domain knowledge: 0-1 experience bringing new products (customer or partner-facing) to market in the financial services industry. You have launched managed mature products within complex legal and regulatory frameworks.
  • Cross-time-zone leadership: You have experience in leading distributed teams.

The US base salary range for this full-time position is $143,800 - $230,100.

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects a national minimum and maximum range for new hire salaries for this position. Within this range, individual pay is determined by work location and additional factors, such as job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range that meets your criteria during the hiring process.

Please note that the compensation range listed in this posting reflects only the base salary for this position and does not include other compensation elements or benefits.

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/.

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

About the job

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Posted on

Job type

Full Time

Experience level

Senior
Manager

Salary

Salary: 144k-230k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Oportun

Learn more about Oportun and their company culture.

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Oportun Financial Corporation is a mission-driven financial services company that leverages artificial intelligence and machine learning to provide inclusive and affordable financial services. Founded in 2005, originally as Progreso Financiero, the company aims to empower its members, particularly those with limited or no credit history, to build a better financial future. Oportun's core offerings include personal loans, auto loans, credit cards, and savings and budgeting tools. The company operates with a digital-first approach, utilizing its online platform and mobile app to make its services accessible.

Oportun's business model is centered around a holistic concept of financial inclusion for underserved consumers. It utilizes AI-driven models, built on over 15 years of proprietary consumer insights and billions of data points, to assess creditworthiness beyond traditional FICO scores. This allows Oportun to serve individuals who might otherwise be excluded from mainstream financial services. The company emphasizes responsible lending practices and transparency, offering services in both English and Spanish to cater to a diverse customer base. Since its inception, Oportun has provided billions of dollars in credit and has helped millions of customers establish or build their credit history. Recognized for its commitment to community development, Oportun has been certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury since 2009. The company went public in September 2019 and is traded on the Nasdaq Stock Market under the ticker symbol OPRT. Oportun is headquartered in San Carlos, California, and has expanded its services across numerous U.S. states.

Employee benefits

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Bonus and incentive programs

To recognize top performers.

Remote work options

Available for many positions.

Paid time off

To help team recharge or give back.

Life Insurance

Oportun Benefits include Life Insurance.

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Oportun

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Oportun hiring Principal Product Manager (R13685) • Remote (Work from Home) | Himalayas