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LendbuzzLE

Lead Product Manager (Payments)

Lendbuzz is an AI-powered auto finance platform that provides car loans to individuals with limited or no U.S. credit history, using machine learning algorithms to assess creditworthiness.

Lendbuzz

Employee count: 201-500

Salary: 170k-190k USD

United States only

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At Lendbuzz, we believe financial opportunity should be more personalized and fair. We develop innovative technologies that provide underserved and overlooked borrowers with better access to credit. From our employees to our dealers, partners, and borrowers, we’ve built a company and a culture around a resolute belief in the promise and power of diversity. We value independent and critical thinking.
We are looking for some inspiring individuals to join our growing Product team, folks focused on using their data and product acumen to design, prioritize and build new and improved payment and workflow features on top of our core product. This is a role that will significantly impact our product offering, touch all parts of our business from borrowers to dealerships and our own underwriting and customer service teams, and provide limitless opportunities for growth.
Preference for candidates based in the Eastern Time Zone to support early-day collaboration across teams, with flexibility to start earlier and finish earlier.

Key Responsibilities:

  • Own and lead Payments product strategy and execution: Partner closely with engineering and cross-functional stakeholders to drive the creation, planning, prototyping, and delivery of high-impact products and features aligned to key business and product metrics
  • Own end-to-end payment experiences: From authorization, capture, settlement, and refunds, to reconciliation
  • Drive deep customer understanding: Define complex problems, develop insights across multiple customer segments, and translate findings into scalable product solutions
  • Guide roadmap and prioritization: Analyze quantitative and qualitative data to shape the product roadmap, make tradeoffs, and drive alignment across teams and senior leadership
  • Communicate and influence: Clearly communicate product vision, priorities, project status, and post-launch performance to a broad business audience; serve as a point of leadership within the product organization
  • Mentor and elevate others: Provide guidance and support to more junior product managers and contribute to product best practices across the team
  • Integrations with Payment processors: Lead integrations with payment processors, gateways, banks, and third-party financial partners (e.g., ACH, card networks, real-time payments)
  • Optimize Payment KPI: Define and optimize payment KPIs such as authorization rates, payment success rates, cost per transaction, fraud loss, dispute rates, and time-to-settlement

Key Requirements:

  • 6+ years of direct product management experience and 2+ years experience leading product managers
  • Proven ability to lead complex, cross-functional initiatives from concept through launch
  • Strong project and stakeholder management skills across projects of varying size and scope; high attention to detail - nuance matters
  • Knowledge of banking integration and payment processing including ACH, NACHA processing, and various payment channels, with experience maintaining and introducing new payment methods
  • Experience designing and delivering product integrations, including reading, consuming, and working with APIs
  • Deep interest in product development, data science, and the intersection of software and finance; hands-on experience with payments platforms, processors, or financial infrastructure strongly preferred
  • ​​Familiarity with payment lifecycles, reconciliation processes, dispute management, and transaction monitoring
  • Experience building high-reliability systems where accuracy and uptime are critical
  • Ability to work effectively across functional groups with an adaptive, empathetic, and influential style
We believe:
Diversityis a competitive advantage. We celebrate our differences, and are better when we have a variety of experiences, viewpoints, and backgrounds.
Compassionis a strength. We care about our customers and look to build long-term relationships with them.
Simplicityis a key feature. We work hard to make our forms and processes as painless and intuitive as possible.
Honesty and transparency are non negotiable. We incorporate these traits in all of our interactions.
Financial opportunity belongs to everyone. We work every day to improve lives by extending this opportunity.
If you believe these things too then we would love to hear from you!

A Note on Recruiting Outreach

We’ve been made aware of individuals falsely claiming to represent Lendbuzz using lookalike email addresses (eg @lendbuzzcareers.com). Please note that all legitimate emails from our team come from @lendbuzz.com. We will never ask for sensitive information or conduct interviews via messaging apps.

About the job

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Posted on

Job type

Full Time

Experience level

Senior
Manager

Salary

Salary: 170k-190k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Lendbuzz

Learn more about Lendbuzz and their company culture.

View company profile

At the heart of Lendbuzz is a culture built on the resolute belief in the promise and power of diversity. This core value permeates every aspect of the company, from its employees to its dealers, partners, and borrowers. Lendbuzz champions the idea that financial opportunity should be more personalized and fair, a mission that drives the development of innovative technologies. These technologies are designed to provide underserved and overlooked borrowers with better access to credit, addressing a critical gap in the traditional financial system. The company was founded in 2015 by Amitay Kalmar and Dan Raviv, who themselves experienced the limitations of lacking a U.S. credit history when they immigrated. This personal experience fueled their goal to use emerging and proprietary technologies to broaden credit access.

Lendbuzz fosters an environment that values independent and critical thinking. The company's culture is guided by several key principles: diversity as a competitive advantage, compassion as a strength, simplicity as a key feature, and honesty and transparency as non-negotiable. They believe in connecting with kindness, creating an understanding and compassionate ecosystem that turns singular moments into a resilient whole. Collaboration is central to their operations; Lendbuzz nurtures an open, honest, and earnest ecosystem where outcomes are the result of cooperation rather than isolation. This collaborative spirit extends to their work with dealership partners, helping them serve a more diverse customer base and, in turn, grow their own businesses. Ultimately, Lendbuzz is dedicated to the idea that financial opportunity belongs to everyone and works every day to improve lives by extending this opportunity. Their commitment is to do the right thing, a simple yet profound idea that guides and inspires their efforts daily.

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Lendbuzz

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