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Root, Inc.RI

Complex Adjuster Trainee

Root Insurance is a technology-driven insurance carrier that uses smartphone telematics and data science to offer personalized car insurance rates based on actual driving behavior.

Root, Inc.

Employee count: 1001-5000

Salary: $46K – $50K per year

United States only

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Root was founded on the belief that car insurance is broken, and we set out to change it. We’re harnessing the power of technology to revolutionize this archaic, complicated industry. Using machine learning and mobile telematic platforms, we’ve built one of the most innovative insurtech companies in the world.

The Opportunity

At Root, we offer clear career paths, structured training, and company funded licensing so adjusters can grow into their claims role with confidence. Our teams gain hands-on experience early, receive ongoing coaching, and advance through clearly defined career paths based on performance, readiness, and business needs.

If you are looking to pursue a career in insurance, this opportunity might be for you!

Claims Adjuster Trainee, Liability

Our Claims Adjuster Trainee role offers hands-on experience, structured development, and defined advancement into complex liability work.

In this role, you will complete a 6-month training program that combines formal instruction with live claim handling. You will learn how to investigate claims, evaluate coverage and liability, communicate with customers and partners, and make informed claim decisions with the support of experienced leaders.

The trainee position offers a starting base salary of approximately $45,840 to $50,000, with a defined increase to $55,000 upon successful completion of training and meeting performance expectations, at which point you will transition into the Complex Adjuster role. After training, you will handle a balanced mix of claim complexity that supports continued skill development and long term success.

This role is a strong fit for candidates who are motivated, customer focused, and interested in building a long term career in claims, where strong performance in the Complex Adjuster role can open opportunities in other areas such as auto physical damage, total loss, and injury claims.

Salary Range: $45,840 - $50,000

Class Start Date: July 27, 2026

How You Will Make an Impact

  • Deliver a high-quality claims experience for all policyholders and claimants by managing claims with professionalism and empathy
  • Verify coverage and assist in determining liability for a range of accident scenarios, under guidance from senior adjusters or claims leadership
  • Obtain detailed accident statements from drivers, passengers, and witnesses to develop clear liability perspectives
  • Maintain consistent, prompt, and courteous contact with all involved parties throughout the claim lifecycle
  • Use time management and organizational skills to proactively manage pending claims, tasks, and correspondence
  • Coordinate vehicle repairs and assist customers with rental reimbursement processes
  • Participate in team reviews of claims handling practices to strengthen understanding of policy language and claim best practices
  • Engage in continuous learning to develop a strong understanding of:
  • Policy interpretation
  • Liability assessment and shared negligence scenarios
    Court decisions and legislation affecting claims functions
  • Emerging claims guidelines and industry best practices
  • Recommend process and product improvements based on observed opportunities
  • Interact and communicate effectively with customers, peers, vendors, and managers
  • Support the development of claims documentation and training materials as knowledge grows

What You Will Need to Succeed

  • Bachelor's degree or equivalent work experience
  • Successful history of time management, multi-tasking, and customer-facing communication
  • Ability to secure an adjuster insurance license within 90 days of the start date
  • Strong written and verbal communication skills
  • Proficient in Microsoft Office Suite and/or Google Suite
  • High sense of professionalism while remaining empathetic
  • Curious in nature
  • Willingness and ability to keep learning
  • Great attention to detail with high organizational skills
  • Ability to approach problems with an open mind
  • Strong decision-making capabilities
  • Ability to complete other duties as assigned

As part of Root's interview process, we kindly ask that all candidates be on camera for virtual interviews. This helps us create a more personal and engaging experience for both you and our interviewers. Being on camera is a standard requirement for our process and part of how we assess fit and communication style, so we do require it to move forward with any applicant's candidacy. If you have any concerns, feel free to let us know once you are contacted. We’re happy to talk it through.

Please see our Privacy Notice available HERE for more information on how we process your personal data.

About the job

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Posted on

Job type

Intern

Experience level

Salary

Salary: $46K – $50K per year

Education

Bachelor degree

Experience

No experience required

Location requirements

Hiring timezones

United States +/- 0 hours

About Root, Inc.

Learn more about Root, Inc. and their company culture.

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Root Insurance began with a simple yet revolutionary idea: car insurance rates should be based on how you actually drive, not who you are. Founded in 2015 by Alex Timm and Dan Manges in Columbus, Ohio, the company set out to disrupt an archaic industry that had long relied on demographic proxies like credit scores and occupation to price risk. Timm, an actuary by trade, and Manges, a software engineer, envisioned a future where technology could restore fairness to insurance. They built a mobile-first carrier from the ground up, leveraging the power of smartphone sensors to measure driving behavior directly.

What started as a bold experiment has grown into a publicly traded insurtech leader. Root's unique 'test drive' model requires potential customers to download the app and drive for a few weeks. During this period, the app analyzes telematics data—braking, turning, and distracted driving—to determine a personalized rate. This data-driven approach allows Root to offer significant savings to good drivers while avoiding the bad risks that traditional carriers might unknowingly accept. Over the years, the company has collected billions of miles of driving data, refining its machine learning models to price risk with unprecedented accuracy.

Today, Root has expanded beyond just direct-to-consumer auto insurance. The company has forged strategic partnerships to embed its insurance products into other platforms, such as Carvana, creating a seamless experience for car buyers. Despite its rapid growth and IPO in 2020, Root remains committed to its founding mission: to unbreak the insurance industry through technology, fairness, and simplicity. The company continues to innovate, using its massive dataset to not only price insurance better but to incentivize safer roads for everyone.

Employee benefits

Learn about the employee benefits and perks provided at Root, Inc..

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Home Office Equipment

Equipment provided for the perfect work setup.

Life Insurance

Company-covered life insurance for all employees.

Volunteer Opportunities

Opportunities to volunteer in the local community.

Unlimited PTO

Unlimited vacation policy to help employees recharge.

View Root, Inc.'s employee benefits
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Root, Inc.

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