United States onlyAt Jack Henry, we're redefining how community banks and credit unions connect with the people they serve. We're looking for a Credit Risk Analyst to help transform the industry and grow with our company that values purpose, collaboration, and excellence.
Requirements
- Executes the onboarding of merchant services applications
- Adheres strictly to KYC, OFAC, and BSA/AML regulatory frameworks and industry mandates
- Monitors and escalates critical risk concerns to senior management
- Engages with standard and complex merchant clients, ISOs, VARs, Referral Banks, and the ODFI
- Manages the client database to optimize workflow efficiency, reporting accuracy, and portfolio analysis
- Mentors and trains Credit Risk Analysts on proprietary risk management systems, internal policies, and evolving regulatory requirements
- Identifies necessary enhancements for risk management systems and serves as a subject matter expert for the validation of proposed technical improvements
- Evaluates the existing merchant portfolio for transaction-level risk, deteriorating financial conditions, or other derogatory indicators
- Reviews and authorizes modifications to merchant accounts
- Collaborates with internal and external auditing bodies to ensure sustained compliance with risk protocols and regulatory standards
Benefits
- Comprehensive benefits
- Generous Paid Time Off
- 401k Matching
- Retirement Plan
