Ck Specialty Insurance Associates

At Ck Specialty Insurance Associates, our retail insurance broker clients are at the heart of everything we do. We understand the challenges brokers face when dealing with difficult-to-insure risks, which is why we have dedicated over two decades to providing creative and effective solutions. As an independent, family-owned and operated managing general agent (MGA) and surplus lines broker, we offer our partners access to a broad spectrum of both non-admitted and admitted insurance products. Our primary goal is to empower our retail partners by opening market doors that might otherwise seem closed, allowing them to secure the best possible coverage for their clients' unique and complex needs. We built our business with the success of retail brokers in mind, believing that making the insurance process easier and more efficient ultimately benefits the end customer.

Our customers often come to us after exhausting traditional insurance avenues. They need a partner with deep expertise and a flexible underwriting approach to navigate complex placements in professional, property, and casualty lines. We pride ourselves on our bespoke service and our ability to 'square the circle'—finding innovative ways to solve insurance problems. This is particularly true in niche markets where we have established ourselves as pioneers. For instance, we have been writing policies for wildfire-exposed properties for twenty years and wrote the very first cannabis insurance policy back in 2002. This unrivaled experience means our clients can be confident they are dealing with a firm where deep industry knowledge and the fair treatment of customers are central to the corporate culture. We are committed to building lasting relationships based on trust, responsiveness, and a shared goal of protecting what matters most to the insured.