Card Scheme Analyst

What we do

​At Blankfactor, we are dedicated to engineering impact. We are passionate about creating value by building best-in-class tech solutions for companies looking to transform, innovate, and scale. In every project, we aim to deliver work that moves the needle and drives measurable outcomes for our partners and clients. Our full-stack development, data engineering, digital product, and enterprise AI solutions cater to a range of industries, including payments, banking, capital markets, and life sciences.

We are headquartered in Miami, Florida, have offices in Bulgaria, Colombia and Romania, and are rapidly expanding our global footprint. Our culture of engineering excellence, technical expertise, and care for both our clients and our talented workforce has made us one of the fastest-growing companies in America.

We only hire the best and brightest. If you have talent and ambition, join us and be part of an environment that fosters innovation, collaboration, and growth.

What to expect on this role

• Drive engagement with card schemes at both operational and technical levels;

• Ensure that key systems and workflows remain compliant, current, and functioning as intended;

• Lead the organization’s efforts in delivering card scheme changes by collaborating with business units, finance, and operations to investigate issues and assess whether existing operational processes are sufficient or require enhancement;

• Work in close partnership with Technical Operations and Delivery teams to guarantee timely and effective rollouts of updates and accompanying release documentation;

• Contribute to the product release process, including maintaining quality standards, drafting product update notes, and addressing billing-related components;

• Take end-to-end ownership of ongoing card scheme and compliance changes, including logic for fee calculations and tracking of interchange fees.

Qualifications:

• 3+ years of relevant experience in similar roles within the payments industry, ideally with direct relationship with card schemes

• Strong attention to detail, with the ability to plan and execute processes meticulously;
  Solid understanding of card scheme operations and card payment terminology;

• Analytical and structured thinker with a systems- and process-driven approach; capable of assessing current products and workflows, spotting inefficiencies or gaps, and suggesting actionable improvements;

• Proficient in using data to guide decision-making in partner management, with hands-on experience in data analysis (SQL required)

• Creative and solution-oriented mindset, able to merge business insight, client needs, and modern technology into commercially valuable solutions.

What you can expect as a member of the Blankfactor team

• Competitive salary aligning with industry benchmarks

• Up to 25 days paid vacation based on seniority level

• Premium private health insurance coverage

• Multisport card subscription

• $500 dedicated self development budget

• 20 BGN lunch budget when working from the office

• Fresh fruits and Snacks in the office.

• Friendly office atmosphere

• Diverse client portfolio

• Cutting-edge high-tech stack

• Fintech Expertise: expertise in machine learning, data science, big data, and AI, driving innovation and cutting-edge solutions