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AboundAB

Senior FullStack Engineer

Abound is a London-based fintech that uses AI and Open Banking to make fairer lending decisions, offering personal loans up to £20,000 and white-label lending platforms for businesses.

Abound

Employee count: 51-200

United Kingdom only

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We're a fintech company redefining consumer lending in the UK and beyond, using advanced AI and Open Banking data to make fair, affordable personal finance available to more people. We're looking for a Senior FullStack Engineer to join our team.

Requirements

  • Seven or more years of professional experience in software engineering
  • Strong proficiency in Python, including writing well-structured async code, type hints, and unit tests
  • Experience building backend services using frameworks such as FastAPI
  • Strong SQL skills with experience working with relational databases such as PostgreSQL or MySQL
  • Experience designing and maintaining RESTful APIs
  • Experience building or maintaining automation and integrations that support financial or operational workflows
  • Experience working with message queues or background job systems
  • Proficiency with Git and collaborative development workflows
  • Experience working with containerised environments such as Docker and CI/CD pipelines
  • Basic knowledge of cloud infrastructure, with hands-on experience in at least one of AWS, GCP, or Azure
  • Comfortable collaborating directly with business stakeholders to understand requirements and translate them into practical technical solutions
  • Comfortable working in fast-paced environments where accuracy, reliability, and clear communication are essential
  • Experience maintaining codebases for business-critical systems
  • Practical interest in applying AI tools and LLM-based capabilities to real product or operational problems
  • Experience integrating third-party AI APIs or building AI-assisted internal tools is a strong plus
  • Ability to evaluate where AI adds value, and where conventional software or workflow automation is the better solution
  • Knowledge of lending products and lending operations is a major advantage
  • Awareness of financial concepts, accounting flows, or reconciliation processes is a plus

Benefits

  • Everyone owns a piece of the company - equity
  • Hybrid with 3 days a week in the office
  • 25 days’ holiday a year, plus 8 bank holidays
  • 2 paid volunteering days per year
  • One month paid sabbatical after 4 years
  • Employee loan
  • Free gym membership
  • Team wellness budget to be active together

About the job

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Job type

Full Time

Experience level

Location requirements

Hiring timezones

United Kingdom +/- 0 hours

About Abound

Learn more about Abound and their company culture.

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In 2020, Abound was born from a realization by our co-founders Gerald Chappell and Michelle He, who spent years helping banks improve credit decisioning. They discovered that traditional lending systems were fundamentally broken - relying too heavily on single credit scores while ignoring the full financial picture. So they built something better: a platform that combines AI and Open Banking data to truly understand each applicant's unique financial situation. By looking at income, spending habits, and what customers can actually afford to repay, Abound makes fairer credit decisions that work for real people, not just algorithms.

Since launching, we've issued over £1.5 billion in loans with market-leading credit performance - seeing 70% fewer defaults than industry benchmarks. Named the fastest-growing tech company in the UK by The Sunday Times, we've reached profitability just 2.5 years after launch. Backed by £2.2 billion from investors including Citi, GSR Ventures, and Deutsche Bank, we're expanding beyond direct lending to power white-label lending platforms for businesses. Our technology doesn't just make faster decisions; it makes smarter ones, helping more people access affordable credit while delivering sustainable growth.

Tech stack

Learn about the tools and technologies that Abound uses to build, market, and sell its products.

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Abound

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