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Vittoria Liguori

@vittorialiguori

Banking data and risk consultant at Crédit Agricole, developing ETL reconciliation controls across seven families of banking flows.

Italy

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What I'm looking for

I prefer remote consulting work, with travel by agreement.

At Crédit Agricole, I analyse and reconcile seven families of banking flows, including transfers, cards, mortgages and insurance products. I develop and maintain ETL reconciliation processes and controls, investigate discrepancies, and work with business and technical teams.

For ICCREA GROUP, I analysed rating model inputs for retail, small-business and SME segments. I investigated a missing rule affecting guarantee-linked positions, worked with Risk Management on the correction, and validated the results through regression testing.

At BANCA CARIGE, I built, developed and extended the bank’s Data Warehouse, integrating data from diverse source systems. I worked with Risk Management on credit risk and regulatory reporting, and supported AML teams by tracing transactions and preparing evidence reports.

I also worked on Solvency II reporting at UNIPOLSAI GROUP and transactional fraud-management flows at POSTE ITALIANE. I’ve been a certified SAS Institute Italy instructor since 1992, teaching SAS programming, SQL and data integration tools.

Experience

Work history, roles, and key accomplishments

Current

Interbank Reconciliations and Data Quality Consultant

Current

Crédit Agricole

Jan 2019 - Present (7 years 10 months)

Analysed and reconciled seven families of banking flows: transfers, cards, current accounts, treasury, securities, mortgages and insurance products. Developed and maintained ETL reconciliation processes and controls; investigated discrepancies and liaised with business stakeholders and technical teams.

SQL Oracle SQL Server SAS DI (Data Integration)ETL Data Quality Reconciliations

Credit Risk, Rating and Customer Segmentation Consultant

ICCREA Group

Sep 2024 - Apr 2026 (1 year 7 months)

Gathered requirements and analysed rating model inputs for retail, small-business and SME segments; prepared rating data and ETL processes. Investigated a missing business rule affecting guarantee-linked customer positions incorrectly assigned to the OTHER segment; worked with Risk Management to correct the transformation.

Oracle SQL SAS Erwin Data Modeler Postman ETL Data Quality Regression Testing API Testing

Fraud Programme and Transactional Orchestration Consultant

Poste Italiane

Jan 2020 - Dec 2024 (4 years 11 months)

Gathered requirements and performed functional analysis of transactional flows supporting fraud-management systems. Defined and implemented transaction routing and orchestration rules in collaboration with business and technical stakeholders.

Apache Camel Redis SAS Business Orchestration Services (SAS BOSS)Functional Analysis Requirements Gathering

IFRS 9, Stress Testing, AQR and Credit Risk Consultant

ICCREA Group

Jan 2017 - Dec 2019 (2 years 11 months)

Gathered requirements and integrated/validated data for IFRS 9, credit risk, stress testing and AQR reports. Implemented ETL, data quality and reconciliation checks to support risk reporting; contributed to AML/KYC data processes and reporting according to rules specified by responsible business functions.

SAS SQL Server Erwin Data Modeler ETL Data Quality Reconciliations IFRS 9 Performance Testing AQR AML KYC

Banking Data Warehouse, Risk Management and AML Consultant

Banca Carige

Jan 1998 - Dec 2018 (20 years 11 months)

Twenty-year consulting engagement, beginning while employed by Sistemi Territoriali. Built, developed and extended the bank's Data Warehouse and integrated data from diverse source systems. Worked closely with Risk Management on ratings, Basel II, RWA, NPL/NPE, AQR, analysis environments and risk reporting; prepared data and Excel-based reports according to Bank of Italy and ECB requirements.

IBM DB2 SQL Base SAS SAS DI (Data Integration)SAS Reporting SQL Server Legacy Systems Data Warehouse ETL AML Basel II III RWA NPL AQR

Solvency II and Quantitative Reporting Templates Consultant

UnipolSai Group

Jan 2011 - Dec 2017 (6 years 11 months)

Worked as part of the team responsible for preparing data and producing Solvency II QRT regulatory reports. Developed ETL processes, data consistency and quality checks, reporting workflows and supported the SAS 9.2–9.3 migration.

SAS FRS SAS RMFi SQL Server Erwin Data Modeler ETL Data Quality Solvency II QRT

SAS Technical Practice Lead, Senior Analyst and Project Lead

Sistemi Territoriali S.r.l.

Jan 1998 - Dec 2011 (13 years 11 months)

Technical coordination, planning, client relationships and mentoring. Projects for Carrefour (segmentation, loyalty and campaigns), healthcare and hospital discharge data, public administration, territorial analytics and GIS/ESRI integration.

SAS technical coordination Mentorship Project Management GIS ESRI Segmentation Loyalty Healthcare Analytics

Analyst to Project & Technical Manager

Europstat Italia

Jan 1992 - Dec 1998 (6 years 11 months)

Progressed from Analyst to Project & Technical Manager: teams, requirements, Data Warehouses and KPIs. For Banca Commerciale Italiana, developed reporting dashboards for branch inspection planning.

Data Warehouse KPIs Requirements Gathering Team Management Reporting

Senior Banking Data, Risk & Business Analysis Consultant

Independent Consultant

Senior consultant with 30+ years of experience in data, business processes and complex information systems, mainly across banking, financial services and insurance. Combines Credit Risk, AML/KYC and regulatory reporting knowledge with hands-on SQL, Data Warehousing, ETL, Data Quality and technical business analysis.