Viktoriia Lazareva

Conducted risk‑based client identification and verification (KYC)
Reviewed income and financial documentation for regulatory completeness
Screened clients for unusual or inconsistent financial patterns
Ensured documentation compliance with FSRA / Know Your Client requirements

- Schedule meetings/showings with new and existing prospects
- Plan, organize, and participate meetings and phone conferences for all office needs
- Prepare drafts and process documents relating to real estate transactions using WEB-forms.
- Provide excellent customer service when responding to clients
- Organize and execute property staging for new listings
- Maintain and update online property l

Financial Analysis
Risk Assessment
Due Diligence
Financial Review & Evaluation
Options Analysis
Evidence-Based Decision-Making
Financial Documentation Review
Financial Reporting SupportRegulatory Compliance
Compliance-Driven Environment
Consumer Protection
Regulated Environment
Adherence to Legislation & Policy
Risk Mitigation
Ethical & Professional Standards

Provided end to end residential mortgage solutions within CIBC’s retail banking environment. Conducted detailed client needs assessments, credit analysis, and income verification to structure mortgage products for purchases and refinances. Advised clients on fixed and variable rate options while ensuring compliance with regulatory, KYC, and AML requirements. Actively generated and managed a mortga

Creative and knowledgeable Beauty Advisor with 10 years of experience in the beauty and cosmetics industry. Experienced in providing personalized beauty consultations, skincare guidance, product recommendations, and exceptional customer service.
Provided personalized skincare and beauty consultations based on individual customer needs, preferences, and concerns.
Maintained strong knowledge of skin

Founded and operated an independent real estate brokerage, overseeing all aspects of residential property transactions. Provided client consultations and managed end to end real estate sales and purchases, including property valuation, negotiation, and closing coordination. Maintained detailed transaction records and enforced strict confidentiality and data protection standards. Worked closely wit

Dnepropetrovsk, Ukraine

Jul 2020

Dec 2025

Aug 2023

Feb 2001