Vidushi Kapur

I'm currently supporting corporate credit assessments at ICICI Bank, evaluating financial statements, business models, debt capacity, and cash flows for 24 large corporate clients.

I support ₹500 Cr+ in aggregate lending exposure and use ratio analysis to recommend working capital limits and trade finance structures. I also created a standardized analysis template that reduced average assessment turnaround time by 10%.

Previously at Patakka Pooch, I analyzed operational and financial data across four product lines, identifying margin drivers that informed pricing changes and spend reallocation toward higher-margin initiatives. At Royal Bank of Scotland, I managed reconciliations across international lines of business, maintained reporting accuracy above 98%, and helped reduce processing errors through a new SOP.

I'm looking to bring my financial modelling, credit risk assessment, and stakeholder-management foundation to consulting work involving quantitative analysis and strategic decision support.