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Vibhor Patil

@vibhorpatil

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Full Stack Engineer at YELLOW METAL FINTECH PVT. LTD who cut loan turnaround from 48 hours to 12.4 minutes.

India

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What I'm looking for

Having launched and stabilized our fintech lending platform, I’m seeking a Senior Backend Engineer role focused on distributed systems and high-throughput architectures. I specialize in NestJS, TypeScript, PostgreSQL, and Redis, with deep expertise in financial ledgers, state machines, and concurrency controls. Looking for an autonomous, product-driven, remote-first team.

At YELLOW METAL FINTECH PVT. LTD, I engineered a 13-stage digital loan origination pipeline and reduced turnaround time from 48 hours to 12.4 minutes. I also developed KYC verification and disbursement workflows with liveness checks, Aadhaar e-signing, and idempotent payment processing.

I previously scaled REST APIs and monetization services at EMT TIMES PVT. LTD, supporting 50,000+ daily active users. At ICEICO TECHNOLOGIES PVT. LTD, I built CRM workflows, integrated Razorpay payments, and developed Vue.js dashboards.

Experience

Work history, roles, and key accomplishments

Current

Full Stack Engineer

Current

Yellow Metal Fintech Pvt. Ltd

Mar 2025 - Present (1 year 7 months)

Architected and engineered a 13-stage automated loan origination pipeline, compressing turnaround from 48 hours to 12.4 minutes. Integrated KYC, eSign, and disbursement workflows with idempotency and double-entry ledger.

NestJS TypeScript PostgreSQL Prisma Vue.Js Docker Redis KYC Liveness Detection Aadhaar QR PAN रशनकाड मतदार ओळखप� (Voter ID)Surepass ESign IMPS NEFT Idempotency Double Entry Accounting Microservices

Backend Engineer

EMT Times Pvt. Ltd

Jul 2024 - Feb 2025 (7 months)

Scaled high-throughput REST APIs and monetization services supporting 50,000+ daily active users. Engineered Redis caching and optimized queries, cutting database CPU utilization by 25%.

PHP Laravel MySQL Redis REST APIs Caching Queue Workers SMS Push Notifications Webhooks

Software Engineer

Iceico Technologies Pvt. Ltd

Sep 2022 - Jun 2024 (1 year 9 months)

Architected enterprise CRM workflows with automated lead progression and RBAC. Integrated Razorpay payment processing with HMAC-SHA256 webhook reconciliation and built Vue.js dashboards.