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Uditha DasUD
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Uditha Das

@udithadas

I analyze credit, financial performance, and equity value through rigorous research and modelling.

India
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What I'm looking for

I'm seeking opportunities in corporate credit, credit research, equity research, or financial analysis where I can apply financial modelling, valuation, credit assessment, and market research to produce clear investment and risk insights.

I've analyzed secured-lending cases at ANZ, reviewing loan balances, security positions, and settlement instructions across complex property transactions in eight Australian states. I identified collateral and settlement discrepancies involving significant loan exposure while maintaining a 24-hour SLA.

At PwC, I analyzed tax information across resident, non-resident, and cross-border cases, resolving withholding-tax issues and supporting team capacity during COVID. Earlier audit and accounting assignments at Sudhakar Pai Associates built my grounding in financial statements, compliance, and credit-rating documentation.

I'm building equity, credit, and market research through detailed projects on Asian Paints and Tata Steel, including three-statement modelling, credit ratios, peer benchmarking, FCFF-based DCF valuation, and sector screening. I've cleared CFA Level I and am preparing for Level II.

Experience

Work history, roles, and key accomplishments

Australia and New Zealand Banking Group Limited (ANZ) logoAA

Sr. Banking Operational Analyst

Jul 2021 - Aug 2025 (4 years 1 month)

Analysed ~55 secured-lending cases daily within a 24-hour SLA, reviewing loan balances, security positions and settlement instructions across property sales, refinancing, internal security swaps and multiple collateral types across 8 Australian states. Performed detailed review and reconciliation of loan, security, ownership and settlement data, identifying discrepancies affecting collateral posit

SA

CA Article Assistance

Sudhakar Pai Associates Chartered Accountants

Jul 2015 - Sep 2018 (3 years 2 months)

Participated in statutory and internal audit assignments, including audit exposure at Brickwork Ratings involving review of credit-rating rationale documents and debt-rating mandates. Assisted in preparation and review of financial statements and accounting records, developing practical understanding of how accounting transactions flow into reported financial performance.

Education

Degrees, certifications, and relevant coursework

CFA Institute logoCI

CFA Institute

CFA Level I, Finance

Cleared CFA Level I in November 2025 and preparing for CFA Level II.

NC

New Horizon College

Bachelor of Commerce, Commerce

2011 - 2014

Pursued Bachelor of Commerce from 2011 to 2014 in Bangalore.

Tech stack

Software and tools used professionally

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