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Thirupathi Penta

@thirupathipenta

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Assistant Manager specializing in fraud detection, payments, and compliance.

India

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What I'm looking for

I seek a senior role in fraud, payments, or compliance where I can lead process improvements, mentor teams, and drive measurable reductions in financial risk while ensuring regulatory adherence.

I am an accomplished Assistant Manager with deep experience in fraud detection, payment operations, risk management, and regulatory compliance across banking and financial services. I have led teams, implemented fraud-detection strategies, and overseen domestic and cross-border payment systems (SWIFT, SEPA, ACH, RTGS, NEFT, IMPS) to reduce losses and improve operational efficiency.

I have delivered measurable results including significant fraud reductions and automation initiatives, compiled regulatory STR/SAR filings, and conducted KYC/EDD for high-risk clients. I partner effectively with stakeholders, mentor teams, and drive process improvements to enhance monitoring, compliance, and customer outcomes.

Experience

Work history, roles, and key accomplishments

Current

Assistant Manager

Current

Tata Consultancy Services

Apr 2022 - Present (3 years 7 months)

Led fraud detection and payment operations across SWIFT, SEPA, ACH, RTGS, NEFT and IMPS, implementing controls that reduced fraudulent transactions and improved monitoring accuracy while producing regular productivity and performance reports for leadership.

Fraud Detection Transaction Monitoring Swift Payments Operations Risk Management

Senior Analyst

Object Win Technology India Pvt Ltd

Jan 2022 - Mar 2022 (2 months)

Conducted sanctions screening and investigations for domestic and cross-border payments, improving screening efficiency and ensuring compliance with OFAC, EU, UN and local regulations while supporting STR filings.

OFAC Compliance AML Root Cause Analysis Cross Border Payments Compliance

Senior Representative II

Concentrix

Jan 2021 - Dec 2021 (11 months)

Investigated suspicious domestic and international payments, produced SARs/STRs within regulatory deadlines, and collaborated with compliance and law enforcement to resolve complex international payment fraud cases.

AML KYC Swift Transaction Monitoring Fraud Analysis Regulatory Compliance

Senior Analyst - Investment Banking

JPMorgan Chase & Co

Oct 2017 - Jul 2019 (1 year 9 months)

Managed client onboarding, KYC/EDD and client offboarding for investment banking clients, conducting AML due diligence, sanctions and PEP screening and enhancing client data processes to meet regulatory timelines.

KYC EDD AML Onboarding Data Management PEP Screening Cross Functional Collaboration

Senior Officer

ICICI Bank

Dec 2013 - Sep 2017 (3 years 9 months)

Oversaw credit card operations and international payments, achieving a 30% reduction in fraud within 12 months through improved controls, and led testing and reconciliation for SWIFT and retail payment systems.

Card Operations Swift Manual Testing AML Operations Management