Open to opportunities

Tebogo Kgopisi

@tebogokgopisi

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Seasoned fraud analyst specializing in AML investigations and fraud rule optimization.

South Africa

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What I'm looking for

I’m looking for a role where I can use fraud rules, AML/KYC expertise, and testing to strengthen detection systems, mentor teams, and reduce financial crime with measurable impact.

I’m a seasoned Fraud Analyst with over 17 years in banking fraud operations, data analysis, and strategic fraud prevention. I focus on detecting and mitigating financial crime by building targeted fraud rules, improving detection workflows, and ensuring consistent compliance through well-drafted SOPs.

Across my roles, I review and investigate suspicious activity end-to-end—analyzing transaction data, identifying fraud patterns, and preparing accurate documentation for audit and regulatory needs. I’ve worked extensively with AML/CTF processes, including SAR/STR preparation, KYC/EDD reviews, and handling high-risk cases such as PEPs and complex transactions.

I also bring hands-on testing and implementation experience, including System Integration Testing (SIT), User Acceptance Testing (UAT), and production validation for fraud detection platforms and case management systems (Actimize, SAS). I collaborate closely with IT and business teams to validate new fraud rules and monitoring logic across environments, ensuring business requirements and risk scenarios are correctly implemented pre-go-live.

As an ACFE member, I bring strong ethics, confidentiality, and attention to detail when working with sensitive information. I’ve also led teams in fraud monitoring, coached analysts, and contributed to rule/model refinement—always with the goal of reducing losses and strengthening fraud defenses with measurable results.

Experience

Work history, roles, and key accomplishments

Money Laundering Investigator

Nedbank

Dec 2022 - Feb 2023 (2 months)

Reviewed automated alerts and investigated suspicious customer transactions, compiling evidence and filing SARs/STRs to support AML/CTF compliance. Conducted KYC/EDD for high-risk customers (including PEPs) and recommended account actions or escalations.

Anti Money Laundering (AML)Transaction Monitoring KYC Enhanced Due Diligence (EDD)Suspicious Case Investigation

Fraud Consultant

FNB

Jun 2021 - Dec 2021 (6 months)

Performed fraud risk and vulnerability assessments, investigated fraud allegations using chain-of-custody evidence, and advised on anti-fraud strategies and regulatory compliance. Developed incident action plans, escalation workflows, and anti-fraud policies, and delivered fraud awareness training for staff and senior management.

Fraud Risk Assessments Gap Analysis Internal Controls Fraud Investigation Anti Fraud Policy Development Escalations Chain Of Custody Fraud Awareness Training

Fraud Administrator & Analyst

TymeBank

May 2018 - Jun 2019 (1 year 1 month)

Reviewed and investigated suspicious transactions, drafting and maintaining SOPs for fraud case handling and escalation processes. Conducted SIT/UAT and production validation for fraud detection platforms (Actimize, SAS) and partnered with IT/business analysts to test fraud rules and monitoring workflows.

SOP Development User Acceptance Testing (UAT)Actimize SAS Case Management Transaction Monitoring

Transactional Fraud Analyst

Standard Bank

Oct 2014 - Apr 2018 (3 years 6 months)

Monitored high-volume transactions in real time, reviewed fraud alerts triggered by risk rules and behavioral anomalies, and investigated flagged activity to determine fraud occurrence. Executed protective actions (e.g., blocking transactions, freezing accounts, initiating chargebacks), analyzed trends using Excel/SQL/BI dashboards, and documented case outcomes and reports.

Risk Rules & Alerts Fraud Investigation Chargebacks SQL Dashboards

Acting Fraud Team Leader

Standard Bank

Jun 2013 - Oct 2014 (1 year 4 months)

Led a night shift team of fraud analysts by allocating cases, monitoring workloads, and ensuring SLA and performance targets were met. Provided mentoring and training, refined fraud strategies and rule sets, coordinated with compliance/risk/legal/customer service, and delivered reporting to senior management.

Team Leadership SLA Management Fraud Case Allocation Mentoring Fraud Monitoring

Forex Travel Wallet Investigator

Standard Bank

Mar 2013 - Oct 2014 (1 year 7 months)

Investigated suspicious foreign exchange travel wallet activity by reviewing transaction alerts and analyzing transaction history, IP/geolocation data, device fingerprints, and customer behavior. Managed cases end-to-end for AML/KYC and foreign exchange compliance, supported SAR/STR filings, escalated high-risk matters, and provided evidence for resolution and reporting.

FX Wallet Transaction Monitoring IP Geolocation Fingerprints AML KYC Compliance SAR STRs Case Management

Card Division Fraud Analyst

Standard Bank

Dec 2007 - Oct 2014 (6 years 10 months)

Monitored debit and credit card transactions in real time, assessed system-generated fraud alerts, and investigated suspicious activity through customer verification and case management. Supported chargeback/dispute processes with evidence collection and recommended updates to fraud rules and thresholds to reduce card fraud exposure.

Anomaly Detection Fraud Management Chargebacks Liaison With Card Networks