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shrikant sirsi

@shrikantsirsi

Branch Credit Manager at Western Capital Advisors Pvt Ltd, assessing loan applications and managing branch credit operations.

India

Message

At Western Capital Advisors Pvt Ltd, I manage branch credit operations, assess customers’ creditworthiness, and process loans from application through disbursement. I review financials and collateral, verify documents, and make or recommend lending decisions within company guidelines.

Previously, I handled branch credit at Sarvagram Fincare Private Limited and worked in underwriting, branch credit, and application support roles. At Canbank Computer Service Ltd, I prepared business reports using MS Excel and MS Access and supported bankers with loan-processing software.

Experience

Work history, roles, and key accomplishments

Current

Branch Credit Manager

Current

Western Capital Advisors Pvt Ltd

Sep 2025 - Present (1 year 1 month)

Manage and handle branch credit operations, including credit policy understanding, customer creditworthiness assessment, loan processing, document verification, underwriting, and team training to achieve branch targets.

Credit Operations Underwriting Loan Processing Document Verification Credit Analysis Risk Assessment Team Management Training SWOT Analysis Financial Analysis Collateral Analysis Regulatory Compliance

Branch Credit Manager

Sarvagram Fincare Private Limited

May 2024 - Sep 2025 (1 year 4 months)

Handled branch credit team, conducted customer discussions to establish creditworthiness, completed loan processing from login to disbursement, scrutinized documents, performed credit appraisal and underwriting, and monitored delinquencies.

Credit Management Underwriting Loan Processing Document Scrutiny Credit Appraisal Financial Analysis Risk Assessment Team Leadership SWOT Analysis Delinquency Monitoring Regulatory Compliance

Credit Officer - Junior Manager (SULB)

Mathot Fincorp Ltd

Dec 2023 - Apr 2024 (4 months)

Completed loan application process from login to disbursement, interacted with FI, Legal, Technical, and RCU teams, maintained TAT, handled audit queries, managed MIS, and dispatched disbursement files.

Loan Processing Document Verification TAT Management MIS Audit Handling Coordination Disbursements

Branch Credit Officer

Mahindra Rural Housing Finance Ltd

Oct 2021 - Nov 2023 (2 years 1 month)

Completed loan application process from login to disbursement, conducted personal discussions with customers, scrutinized documents, maintained TAT, handled audit queries, and ensured regulatory compliance.

Loan Processing Document Scrutiny Credit Assessment TAT Management MIS Audit Handling Regulatory Compliance Coordination

Junior Underwriter

Namaste Credit- Opendoor Pvt.ltd

Mar 2021 - Sep 2021 (6 months)

Reviewed loan applications and supporting documentation, assisted in analyzing applicant financials and credit reports, collaborated with senior underwriters, and ensured compliance with guidelines.

Underwriting Loan Review Financial Analysis Credit Analysis Risk Assessment Compliance Data Entry Documentation

Application Support Executive

Canbank Computer Service Ltd

Jan 2018 - Mar 2021 (3 years 2 months)

Conducted consumer loan credit investigations, provided business reports using MS Excel and MS Access, verified KYC and financial documents, and supported bankers with loan processing software.

Credit Investigation CIBIL MIS Excel MS Access KYC Verification Document Verification Software support Customer Service

Customer Relationship Officer

Hinduja Global Solutions

Nov 2016 - Jul 2017 (8 months)

Handled inbound and outbound customer service calls for Idea SIM services, resolved queries, assisted with troubleshooting, maintained records using CRM tools, and met quality assurance standards.

Customer Service Call Handling Troubleshooting CRM Communication Skills Problem Solving Quality Assurance