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Sowmya USU
Open to opportunities

Sowmya U

@sowmyau1

I build compliant payment products, financial controls, and regulatory reporting for fintech operations.

India
Message

What I'm looking for

I'm looking for opportunities to build compliant, secure payment products and operations, partnering with finance, compliance, engineering, and operations teams on controls, reconciliation, risk mitigation, and regulatory reporting.

I've supported fintech payment product development at Fusepay, coordinating compliance, operations, finance, and engineering requirements for a closed-loop prepaid card product.

I designed reconciliation and financial-control processes, including daily liquidity checks across wallet balances and settlements. I also delivered regulatory reporting to the Central Bank of Seychelles with 100% on-time submissions and built transaction analytics, KPI, and dashboard reporting in Metabase.

At Goldman Sachs, I conducted process-control reviews, maintained audit-ready documentation, and performed root-cause analysis to identify process gaps and strengthen risk mitigation.

I'm focused on building secure, scalable payment operations through strong controls, practical compliance processes, and cross-functional product collaboration.

Experience

Work history, roles, and key accomplishments

FU

Finance & Compliance Associate

Fusepay

Jun 2025 - Jun 2026 (1 year)

Led development planning of a closed-loop prepaid card product, coordinating requirements across compliance, operations, finance, and engineering. Designed financial controls and reconciliation processes, delivered regulatory reporting to the Central Bank of Seychelles with 100% on-time submissions, and built reporting frameworks for transaction analytics and dashboards.

Education

Degrees, certifications, and relevant coursework

Lancaster University logoLU

Lancaster University

Master of Science, Money, Banking, and Finance

2021 - 2022

Grade: Merit

Pursued a Master of Science in Money, Banking, and Finance, focusing on risk forecasting, international banking, corporate finance, and econometrics. Completed a dissertation on the impact of macroeconomic shocks on firm-level performance in the UK.

KU

Koneru Lakshmaiah (Deemed to be) University

Bachelor of Commerce (Hons.), Finance and Accounting

2017 - 2020

Grade: First Class (8.5/10)

Earned a Bachelor of Commerce (Hons.) in Finance and Accounting, achieving First Class with a grade of 8.5/10.

Tech stack

Software and tools used professionally

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