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Sowmya Gopinath

@sowmyagopinath

I build reliable Java backend and payment systems for high-scale fintech platforms.

United States
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At PayPal, I build backend systems for asset externalization, consumer debit controls, card issuance, tokenization, and Pay with Venmo. My work spans batch pipelines processing millions of records, payment authorization and settlement flows, and event-driven money movement systems.

I designed a BigQuery materialized-view layer that decoupled batch reads from live events and addressed mid-batch record corruption risk. I also introduced Claude-assisted schema mapping that reduced partner analysis from roughly a week to two days.

I’ve owned production services end to end: API contracts, zero-downtime expand-contract migrations, on-call response, release validation, observability, and reconciliation. I built Spring Boot and gRPC services supporting 99.9%+ availability and p99 response targets below 300ms.

Before PayPal, I worked with American Express through Tata Consultancy Services on high-volume card authorization, settlement, and cryptographic payment processing. I’ve built Java services around HSMs, DUKPT, PIN translation, PCI DSS controls, Oracle, and resilient production operations.

Experience

Work history, roles, and key accomplishments

PayPal Inc logoPI

Senior Software Engineer

Aug 2024 - Apr 2026 (1 year 8 months)

Designed a materialized view layer on BigQuery for asset externalization batch pipelines, and built backend onboarding infrastructure for institutional partnerships. Led schema migrations, owned on-call for batch platform, and introduced LLM-assisted tooling to reduce manual schema analysis.

Education

Degrees, certifications, and relevant coursework

Visvesvaraya Technological University logoVU

Visvesvaraya Technological University

Bachelor of Engineering, Engineering

Bachelor of Engineering degree from Visvesvaraya Technological University.

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