SONALI KUMAR
@sonalikumar1
I lead legal recovery, arbitration, and lending operations for financial institutions and FinTech stakeholders.
IndiaWhat I'm looking for
At Credgenics, I lead legal recovery operations for banks, lenders, and financial institutions across secured and unsecured loan portfolios, delinquent accounts, and NPAs.
I manage recovery matters from statutory notices and pre-litigation actions through arbitration, litigation, and enforcement. I also review financing and security documentation, conduct property due diligence, and automate legal workflows for stronger recovery operations.
Previously, at M.M. Kalra & Co., I handled litigation, advisory, arbitration, and Section 138 matters from pleadings through execution. I lead teams, develop people, and was recognized with the Best People Manager Award in 2025.
Experience
Work history, roles, and key accomplishments
Legal Manager
Credgenics
Jul 2021 - Present (5 years 2 months)
Managed legal recovery operations for financial institutions, covering secured and unsecured loan portfolios and NPAs. Handled end-to-end recovery processes, arbitration, and contract vetting, and led teams to improve legal efficiency.
Amicus Curiae
National Consumer Disputes Redressal Commission
Feb 2020 - Jan 2025 (4 years 11 months)
Served as Amicus Curiae at the National Consumer Disputes Redressal Commission, providing legal assistance to the court.
Panel Member
Delhi State Legal Services Authority
Jul 2021 - Nov 2024 (3 years 4 months)
Served as a panel member for the Delhi State Legal Services Authority, providing legal aid and support.
Associate Advocate
M.M. Kalra & Co.
Jul 2015 - Jun 2021 (5 years 11 months)
Managed diverse litigation and advisory matters including civil, criminal, matrimonial, and arbitration cases. Handled Section 138 Negotiable Instruments Act matters and drafted contracts for IOCL and CONCOR.
Consultant (Scrutiny)
National Human Rights Commission
Mar 2018 - Mar 2020 (2 years)
Worked as a consultant in scrutiny at the National Human Rights Commission, reviewing cases and providing legal analysis.
Education
Degrees, certifications, and relevant coursework
National Institute of Securities Markets
Certificate Course, Online Dispute Resolution
Completed a Certificate Course in Online Dispute Resolution (ODR) Mechanism in 2024.
Bhatnagar International School
Class XII and Class X, General Studies
Completed Class XII and Class X at Bhatnagar International School.
Vivekananda Institute of Professional Studies
B.A. LL.B. (Hons.), Law
Pursued B.A. LL.B. (Hons.) at Vivekananda Institute of Professional Studies.
Institute of Company Secretaries of India
Certificate Course, Commercial Contract Management
Completed a Certificate Course in Commercial Contract Management in 2024.
Indian Society of International Law
Post Graduate Diploma, Human Rights, International Humanitarian & Refugee Law
Completed a Post Graduate Diploma in Human Rights, International Humanitarian & Refugee Law.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Salary expectations
Skills
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