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Aryamishra MukulAM
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Aryamishra Mukul

@aryamishramukul

Compliance, KYC/AML and legal leader at Utkarsh Small Finance Bank, who reduced contract turnaround time by 30%.

India
Message

At Utkarsh Small Finance Bank Limited, I lead compliance, KYC-AML and legal work across banking operations, aligning governance with RBI guidelines, the Banking Regulation Act and PMLA. I also established centralized contract lifecycle management processes and reduced contract turnaround time by 30%.

I lead legal strategy for disputes involving fraud, SARFAESI, RDB, MSME, arbitration and cooperative societies, working with external counsel to minimize legal exposure. My work also includes fraud prevention, employment law advice and engagement with regulators and judicial authorities.

At Gulf Ashley Motor Limited, I served as Head Legal, Human Resources, Compliances and Administration, advising on corporate agreements, employment law and workplace policies. At IDBI Bank Limited, I advanced from Manager to Assistant General Manager in Legal and Human Resource, covering due diligence, contracts, litigation and HR legal matters.

I began my career as a practicing lawyer, representing clients in litigation and arbitration and advising on dispute resolution and Indian legal frameworks. I hold an LLB from Banaras Hindu University and completed the Advanced Management Program at IIBF–IIM Calcutta.

Experience

Work history, roles, and key accomplishments

UL
Current

Assistant Vice President (AVP) - Compliance, KYC - AML & Legal

Utkarsh Small Finance Bank Limited

Sep 2022 - Present (4 years 1 month)

Directed legal due diligence, statutory compliance, and regulatory adherence across banking operations, ensuring alignment with RBI guidelines, Banking Regulation Act, Companies Act, and PMLA. Spearheaded enterprise-wide contract governance and led legal strategy for complex litigations.

UL

Chief Manager - Compliance, KYC-AML & Legal

Utkarsh Small Finance Bank Limited

Sep 2019 - Sep 2022 (3 years)

Directed legal due diligence, statutory compliance, and regulatory adherence across banking operations, ensuring alignment with RBI guidelines, Banking Regulation Act, Companies Act, and PMLA. Spearheaded enterprise-wide contract governance and led legal strategy for complex litigations.

PP

Practicing Lawyer

Private Practice

Jun 2003 - Sep 2008 (5 years 3 months)

Represented clients in high-stakes legal proceedings, delivering strategic counsel on dispute resolution, regulatory interpretation, and compliance with Indian legal frameworks. Led complex litigations and arbitration proceedings while negotiating commercial and contractual disputes.

Education

Degrees, certifications, and relevant coursework

IC

Indian Institute of Management Calcutta

Advanced Management Program, Management

2023 - 2024

Advanced Management Program from IIM Calcutta, completed in 2024.

BU

Banaras Hindu University

Bachelor of Laws, Law

1998 - 2002

Bachelor of Laws (LLB) from Banaras Hindu University, completed in 2002.

BU

Banaras Hindu University

Bachelor of Commerce, Commerce

1998 - 1998

Bachelor of Commerce (B.Com.) from Banaras Hindu University, completed in 1998.

IN

INFOSECTRAIN

Certification on Data Protection Officer, Data Protection

Certification on Data Protection Officer from INFOSECTRAIN.

Tech stack

Software and tools used professionally

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