Open to opportunities

Sofiane User

@sofianeuser

Message

I’m a Treasury Specialist optimizing cash, trade finance, and payments across EMEA.

Spain

Message

What I'm looking for

I’m looking to continue delivering treasury operations across EMEA—optimizing cash and payment processes, strengthening controls, and improving efficiency through Lean, while managing trade finance and compliance end to end.

I’m a Treasury Specialist with 14+ years of experience in banking and multinational environments, including GE Healthcare. I deliver treasury operations services across EMEA with a strong focus on cash operations, e-banking, and daily payment activities.

I optimize banking structures and payment flows to reduce transaction costs and manual processing, while identifying control gaps and strengthening compliance. Using Lean methodology, I drive continuous improvement—reducing manual payment processing by 20% and improving payment tracking to reduce rework.

My background also covers trade finance and banking operations, including letters of credit, documentary collections, guarantees, and international payments. I’ve improved operational turnaround by reducing spare parts import cycle time by 40%, and I maintain rigorous adherence to standards such as UCP 600 and URC 522.

Experience

Work history, roles, and key accomplishments

Current

Treasury Specialist

Current

GE Healthcare

Jan 2022 - Present (4 years 7 months)

Delivered treasury operations services across EMEA, including cash operations and e-banking. Reduced manual payment processing by 20% through Lean-based process improvements and strengthened compliance with internal treasury policies.

Treasury Operations Cash Management Cash Operations Process Optimization Compliance Banking Fee Reduction

Bank Coordinator

GE Healthcare

Jan 2016 - Jan 2022 (6 years)

Managed daily treasury operations and coordinated banking activities, processing international payments (SWIFT, SEPA, TRAX) and monitoring fees/application of banking agreements. Reduced spare parts import cycle time by 40% and improved payment tracking to reduce rework.

Treasury Operations International Payments Swift SEPA Trax Banking Relationships Trade Finance Letters of Credit Documentary Collections URC 522 Payment Tracking Process Improvement

Trade Finance Specialist

BNP Paribas El Djazair

Jan 2013 - Jan 2016 (3 years)

Handled end-to-end processing of documentary credits and collections while ensuring compliance with UCP 600 and URC 522 and local regulatory requirements. Improved document accuracy and reduced discrepancies in international trade transactions.

Trade Finance Documentary Collections URC 522 Regulatory Compliance Data Analysis Excel

Front Office Teller

Société Générale Algérie

Jan 2011 - Jan 2012 (1 year)

Processed daily banking transactions including cash, checks, and foreign exchange (FX) operations. Ensured AML and regulatory compliance and promoted banking products and services to clients.

Cash Handling Foreign Exchange (FX)AML Compliance Regulatory Compliance Daily Banking Transactions