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José CostaJC
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José Costa

@joscosta

Settlements Specialist at Tradition who improved settlement accuracy by 15% through refined matching workflows and Excel/SQL dashboards.

Spain
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At Tradition, I manage daily settlement of fixed-income trades and resolve exceptions with brokers, clients, and settlement agents. I refined trade-matching workflows and implemented Excel/SQL exception-tracking dashboards, improving settlement accuracy by 15%.

At Clearstream Banking, I led processing of complex corporate actions for Eurobond clients and collaborated with developers on SWIFT MT54x automation and reconciliation scripts. I also supervised junior analysts and created reconciliation guides that reduced onboarding time by 25%.

At BNP Paribas, I co-founded the US Tax processing hub in Portugal and implemented withholding, reclaim, and relief-at-source procedures. I designed reconciliation logic and partnered on Excel/PLSQL macros that reduced tax-claim turnaround from three days to under one.

Experience

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Education

Degrees, certifications, and relevant coursework

University of Porto logoUP

University of Porto

Bachelor's Degree, Economics & Management

2016 - 2020

Bachelor's Degree in Economics & Management from the University of Porto (FEP) from 2016 to 2020.

Tech stack

Software and tools used professionally

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