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Simphiwe Tinyiko Lubisi

@simphiwetinyikolubis

Senior Accounts Receivable and Credit Analyst | BCompt Candidate | SAP • NetSuite • Xero • QuickBooks Online | EMEA Portfolio Management

South Africa

Message

What I'm looking for

I am open to hybrid and remote South African roles, as well as International remote opportunities. I seek an organisation that values accountability, continuous learning, collaboration and quality, with opportunities to take on greater responsibility and grow into advanced finance and accounting roles.

I am a Financial Operations and Accounts Receivable Specialist with 5+ years of experience managing high-volume EMEA portfolios for market-leading multinationals like IBM and Nintex. I specialize in bridging the gap between complex enterprise ERPs (SAP, NetSuite) and modern cloud accounting systems (Xero, QuickBooks Online). My passion lies in driving cash flow optimization. I leverage data analytics and financial reporting to proactively mitigate credit risk, slash DSO, and streamline end-to-end transactional workflows.

Core Expertise & Value Delivered:

• Credit Control & Debt Recovery: Maximizing working capital, lowering bad debt exposure, and managing international collections.
• Financial Operations & Analysis: Delivering cash flow forecasting, variance analysis, and management reporting to support executive decision-making.
• Reconciliations & Audit: Execution of complex bank, general ledger, and vendor balance sheet reconciliations under strict IFRS and SOX controls.
• Process Automation: Deploying paperless workflows and ledger integrations (Hubdoc, Salesforce, Ariba, Coupa) to eliminate operational bottlenecks.

Academic & Professional Development:

Currently completing a BCompt (Bachelor of Accounting Sciences) to deepen my structural accounting framework. I couple this with a Certification in Risk Management Assurance (CRMA) and active certifications across Xero (L3 Specialist) and QuickBooks Accountant. I am open to connecting with finance leaders, recruiters, and organizations looking for dual-market expertise in local corporate accounting or remote global financial operations.

Experience

Work history, roles, and key accomplishments

Accounts Receivable & Credit Analyst

Nintex

Dec 2024 - Jul 2025 (7 months)

Analysed customer payment trends and regional risk profiles across EMEA portfolios. Performed complex cash applications, balance sheet reconciliations, and journal entries while collaborating with cross-functional teams to resolve billing discrepancies.

Financial Analysis Credit Risk Cash Application Balance Sheet Reconciliation Journal Entries DSO Ledger Ageing Cross Functional Collaboration

Senior Accounts Receivable and Credit Analyst

IBM

Jun 2019 - Nov 2023 (4 years 5 months)

Utilized IBM Cognos and Advanced Excel for cash flow forecasting and portfolio trend analysis, increasing forecast accuracy by 50%. Evaluated corporate credit risk profiles, improved reconciliation accuracy by 60%, and enforced compliance with IAS/IFRS and SOX controls.

IBM Cognos Excel Cash Flow Forecasting Credit Risk Analysis Reconciliations SOX Compliance IFRS Stakeholder Management

Payroll and Costing Intern

Imvula Quality Protection

Jun 2018 - May 2019 (11 months)

Supported commercial RFP pricing tracks and developed customized costing tools. Assisted with technical rollouts and data validation for legacy payroll applications, and prepared payroll cost allocation and variance analysis reports.

Costing Pricing Payroll Data Validation Variance Analysis Financial Reporting

Collections and Financial Operations Assistant

Gym Company

Sep 2017 - Mar 2018 (6 months)

Reconciled member accounts, processed contract financial updates, and accurately allocated transactional records from aged portfolios.

Account Reconciliation Finance Operations Data Allocation

Receiving Clerk

Massdiscounters

Aug 2015 - Jul 2017 (1 year 11 months)

Managed the delivery, verification, and dispatch of goods while maintaining tracking records and organizing warehouse logistics. Applied risk management and compliance principles when auditing damaged goods and performing stock-taking.

Inventory Control Logistics Risk Management Stock Taking Compliance

Wholesale & Retail SETA Finance & Administration Learnership

Massdiscounters

Aug 2014 - Jul 2015 (11 months)

Processed corporate tax invoices, generated CCVs and GINs, and maintained stock-related transactional documentation. Balanced daily operational reports, investigated data errors, and completed financial self-audits.

Financial administration Tax Invoice Data Management Compliance Audits Reporting

Accounts Clerk

Massmart

Jan 2014 - Jul 2014 (6 months)

Processed financial journals in SAP, managed accounts payable/receivable transactions, and reconciled trade debtor accounts. Reconciled petty cash and gift card accounts, and prepared preliminary financial reports.

SAP Accounts Payable Accounts Receivable Reconciliations Petty Cash Financial Reporting