Sima Obott

Responsible for completing KYC Renewals and EDRs, ensuring all customer due diligence reviews are effectively completed within the prescribed renewal cycle for existing customers across MUFG securities in London and Amsterdam. Acted as a Senior Subject Matter Expert (SME) within the Securities and FI Divisions for all KYC aspects, from processing to query management.

Ensured all relevant documentation was completed in line with quality checks and compliance, acting as the main point of contact for all compliance queries. Supported with process and policy review, SAR, Transaction Monitoring, and other AML/KYC/Compliance responsibilities.

Gathered data and supporting documents regarding clients from a range of independent data sources, reviewing and populating the Client KYC Profile with updated information. Ensured all required AML/KYC Regulatory requirements for existing clients were in place and escalated issues to the KYC Team Lead.

Reviewed the quality of Due Diligence and Enhanced Due Diligence records submitted by KYC analysts, ensuring requirements set out by Business lines were met. Applied a risk-based approach to assess AML/KYC and account movement to verify and validate source, wealth, and funds.

Carried out sanction and high-risk AML transactional monitoring checks on various entities to identify any activities with sanctioned or high-risk countries. Conducted KYC reviews in line with policies, operating procedures, and client guidance, interacting with internal and external clients to obtain documentation.

Assessed high-risk and complex customer requests, conducting in-depth investigations to validate information using a variety of resources. Challenged the validity of collateral/evidence provided, including the identification of fraudulent documents.

Served as a Subject Matter Expert (SME) and Senior KYC Analyst, contributing to key processes and providing guidance within the team. Supported the implementation of KYC policies and procedures.

Responsible for KYC Data Remediation, ensuring the accuracy and completeness of client data in compliance with regulatory requirements. Worked to resolve discrepancies and update client profiles.

Handled customer complaints, ensuring timely and effective resolution in accordance with company policies and regulatory guidelines. Maintained high levels of customer satisfaction.

Studied Foreign Languages and Literature, gaining a comprehensive understanding of diverse linguistic and cultural contexts. Developed strong analytical and communication skills through in-depth literary analysis and language acquisition.