Open to opportunities

Luke Chadwick

@lukechadwick

Message

AML/CFT compliance professional specializing in KYC/KYB, high-risk due diligence, and SAR-ready oversight.

Zimbabwe

Message

What I'm looking for

I’m looking for a compliance role where I can lead AML/CFT KYC/KYB and EDD work for high-risk cases, strengthen transaction monitoring and investigations, and ensure accurate SAR/regulatory reporting with strong audit-ready documentation and continuous process improvement.

I’m an AML/CFT and financial crime compliance professional focused on high-risk customer and business relationships across the financial services sector. I bring hands-on experience supporting KYC/KYB, including complex CDD/EDD reviews, transaction monitoring, and identifying suspicious activity.

In my compliance roles, I support SAR processes and ensure adherence to regulatory requirements in fast-paced environments. I conduct risk-based investigations and escalate potential concerns where appropriate, with a strong emphasis on audit-ready documentation and controls.

Most recently, I’ve been conducting ongoing due diligence for high-risk introducers, applying EDD measures, and monitoring introducer activity (including websites, advertisements, and promotional materials) to meet regulatory expectations. I also contribute to improving compliance processes, documentation standards, and monitoring controls.

Earlier, at VPEFinance Ltd, I managed end-to-end KYC/KYB processes, including sanctions, PEP, and adverse media screening. I developed and maintained the Compliance Monitoring Programme (CMP), produced MI for senior stakeholders, and supported timely SAR submissions while managing multiple cases in a high-volume, high-risk setting.

Experience

Work history, roles, and key accomplishments

Current

Compliance Officer

Current

Consultation Claims Ltd

Feb 2026 - Present (5 months)

Conducts ongoing due diligence for high-risk introducer relationships, applying EDD and risk mitigation controls in line with regulatory requirements. Monitors introducer activity and maintains audit-ready records of due diligence and monitoring activities.

Enhanced Due Diligence (EDD)Due Diligence Risk Mitigation Introducer Monitoring FCA Compliance CMCOB Rules Consumer Duty

Compliance Officer & Manager

VPE Finance Ltd (VallettaPay)

Aug 2021 - Jan 2026 (4 years 5 months)

Supported compliance and onboarding in a high-risk environment, acting as an escalation point for complex and high-risk cases. Managed end-to-end KYC/KYB, sanctions/PEP/adverse media screening, transaction monitoring, and SAR support, including producing MI for stakeholders.

Sanctions Screening PEP Screening Adverse Media Screening KYC KYB EDD Complex Corporate KYC Offshore Jurisdictions Compliance Monitoring Transaction Monitoring Management Information (MI)

Customer Account Manager

Thames Water

Apr 2021 - May 2021 (1 month)

Worked as a Customer Account Manager (Fixed Term) for Thames Water, supporting customer account operations during the assignment period.

Remediation Analyst

NatWest

Jan 2021 - Apr 2021 (3 months)

Worked as a Remediation Analyst (Fixed Term) for NatWest, supporting remediation activities during the assignment period.

Redress Consultant

Lloyds Banking Group

Mar 2018 - Oct 2020 (2 years 7 months)

Worked as a Redress Consultant (Fixed Term) for Lloyds Banking Group, supporting redress activities during the assignment period.

Education

Degrees, certifications, and relevant coursework

International Compliance Association (ICA)

ICA International Certificate in Anti-Money Laundering, Anti-Money Laundering (AML)

Completed the ICA International Certificate in Anti-Money Laundering, strengthening knowledge of AML obligations in the financial services sector.

International Compliance Association (ICA)

ICA Advanced Certificate in Anti-Money Laundering, Anti-Money Laundering (AML)

Completed the ICA Advanced Certificate in Anti-Money Laundering to extend expertise in risk-based AML controls and compliance.

International Compliance Association (ICA)

ICA International Transaction Monitoring Certification, Transaction Monitoring

Completed the ICA International Transaction Monitoring Certification focused on transaction monitoring practices and escalation of potential suspicious activity.