shikha peechaSP
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shikha peecha

@shikhapeecha

Chartered Accountant with expertise in credit management and auditing.

India

What I'm looking for

I seek a challenging role in a dynamic organization that values professional growth and offers opportunities to leverage my skills in finance and auditing.

I am a dedicated Chartered Accountant with a strong background in credit management and auditing. Currently, I work as a Credit Manager at Indiabulls Housing Finance Ltd, where I process and appraise loan applications, analyze financial ratios, and ensure that our credit union remains secure. My experience includes detailed banking analysis and maintaining comprehensive credit documentation.

Prior to my current role, I honed my skills at Anil Kamal Garg And Company, where I led the Statutory Audit Department and managed various taxation and accounting tasks. I have a proven track record of preparing audit plans, handling income tax assessments, and maintaining books of accounts for diverse clients. My commitment to excellence has been recognized through various academic and professional achievements.

Experience

Work history, roles, and key accomplishments

IL
Current

Credit Manager

Indiabulls Housing Finance Ltd

May 2018 - Present (7 years)

Processed and appraised loan applications, recommending for sanction while reviewing existing portfolios for security. Conducted detailed financial analysis, including ratio analysis and projections, to assess credit risk for firms and individuals.

AC

Chartered Accountant Apprentice

Anil Kamal Garg And Company

Feb 2014 - Feb 2017 (2 years 11 months)

Performed statutory and tax audits for various organizations, including companies and partnership firms. Managed income tax assessments, prepared submissions, and finalized returns, gaining exposure to appeal and rectification cases.

Education

Degrees, certifications, and relevant coursework

T(

The Institute of Chartered Accountants of India (ICAI)

CA Final, Chartered Accountancy

Grade: 55.63

Completed the final level of the Chartered Accountancy examination. This certification is awarded by The Institute of Chartered Accountants of India (ICAI).

T(

The Institute of Chartered Accountants of India (ICAI)

CA IPCE, Chartered Accountancy

Grade: 58.29

Successfully passed the Integrated Professional Competence Course (IPCC) examination. This is an intermediate level examination for aspiring Chartered Accountants.

T(

The Institute of Chartered Accountants of India (ICAI)

CA CPT, Chartered Accountancy

Grade: 73.00

Cleared the Common Proficiency Test (CPT), the entry-level examination for the Chartered Accountancy course. This foundational exam covers subjects like accounting, mercantile laws, general economics, and quantitative aptitude.

DA

DAVV

Bachelor of Commerce, Commerce

Grade: 69.46

Completed a Bachelor of Commerce degree. This program provided a comprehensive understanding of business, finance, and accounting principles.

CB

CBSE

Higher Secondary (XII), General Studies

Grade: 90.00

Completed Higher Secondary education, equivalent to 12th grade. Achieved a high percentage in the CBSE board examinations.

MB

MP Board

Secondary (X), General Studies

Grade: 90.67

Completed Secondary education, equivalent to 10th grade. Achieved a high percentage in the MP Board examinations.

Tech stack

Software and tools used professionally

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shikha peecha - Credit Manager - Indiabulls Housing Finance Ltd | Himalayas