Prince Asati
@princeasati
Chartered Accountant specializing in credit underwriting, risk assessment, and loan collections.
IndiaWhat I'm looking for
I am a Chartered Accountant with 3+ years of experience in credit underwriting, risk assessment, and end-to-end loan processing, with proven results in improving collection efficiency and managing unsecured business loan portfolios. I have evaluated client creditworthiness using financial statement analysis, ratio analysis, payment history and field verifications, and I have overseen collections, DSA channel management and delinquent account recoveries.
My background includes roles at SMFG India Credit Company Limited and ICICI Bank where I balanced risk and business objectives, collaborated with sales teams to structure loan proposals, maintained turnaround times, and supported audit and compliance work earlier in my career. I bring strong technical proficiency in MS Office, Tally ERP 9 and Compu Tax, and a track record of operational improvements and regulatory compliance.
Experience
Work history, roles, and key accomplishments
Chartered Accountant
SMFG India Credit Company Limited
Jan 2024 - Present (1 year 11 months)
Conducted end-to-end credit underwriting and risk assessment for unsecured business loans (₹10–75 Lacs), identifying credit risks and implementing mitigation strategies that improved collection efficiency by 20%. Supervised collections, performed PD verifications for cases >₹20 Lacs, and ensured regulatory and policy compliance.
IBUnderwriting Specialist
ICICI Bank
Oct 2022 - Jul 2023 (9 months)
Managed end-to-end underwriting for retail asset products, analyzed credit history and risk to make informed credit decisions, collaborated with sales to structure loan proposals and maintain TAT while driving cross-sales.
Article Trainee
VK Dafria & Co
Apr 2017 - Mar 2020 (2 years 11 months)
Supported statutory and internal audits, tax audits, and financial reporting for private companies and trusts, drafting audit reports per CARO requirements and assisting in compliance and accounting tasks.
Education
Degrees, certifications, and relevant coursework
Chartered Accountant (qualification)
Chartered Accountant, Accounting
Qualified Chartered Accountant with practical experience in audit, accounting, and financial analysis supporting compliance and reporting.
Availability
Location
IndiaAuthorized to work in
Job categories
Interested in hiring Prince?
You can contact Prince and 90k+ other talented remote workers on Himalayas.
Message PrinceFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
