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Sareina Brooks

@sareinabrooks

I’m an Analytical Credit Underwriter specializing in risk assessment and compliance-driven decisions.

United States
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What I'm looking for

I’m looking for a role where I can use my underwriting and risk investigation experience to build strong credit decisions, enforce compliance, and improve processes through clear risk modeling and data-driven underwriting.

I’m an Analytical Credit Underwriter with 7+ years of experience in bankcard risk investigation, underwriting, and most software. I evaluate complex personal and business financial statements, tax returns, and credit reports to determine creditworthiness and protect financial exposure.

In my most recent underwriting role, I managed junior underwriters and risk investigators by enforcing compliance, mitigating risk, and upholding strict company policies and procedures. I also developed risk models to predict and prevent potential financial exposure and used a CRM system to analyze account data and track incoming accounts and revenue.

Previously as Lead Underwriter at Westamerica Bank, I reviewed and verified new applications, financial documentation, and supporting documents, and I made, recommended, and communicated risk decisions. I trained junior underwriters on underwriting software and developed and implemented new underwriting guidelines that reduce risks while adhering to BSA requirements and regulations.

Across my background, I’m dependable with audits and operational discipline—conducting quarterly compliance audits to ensure 100% compliance with internal policies. I also bring strong communication and customer-service focus from roles in security screening, healthcare collections, and facilities operations.

Experience

Work history, roles, and key accomplishments

ZO
Current

Vehicle Operator (L3)

Zoox

Oct 2025 - Present (8 months)

Monitored Zoox L3 autonomous vehicles during public-road testing in San Francisco, supervising AI performance and taking manual control when required. Collected fleet data to support mapping, testing, and continued improvement of autonomous capabilities while following California DMV AV test requirements.

CS

Parking and Facility Officer

County of Sonoma

Jun 2015 - Oct 2025 (10 years 4 months)

Utilized a CRM system to book events, take payments, and manage inquiries, while setting up furniture and equipment for facility use. Led event-day and post-event operations including cleaning and rearranging facilities, and ensured parking compliance by monitoring designated areas and issuing tickets for violations.

PD

Underwriter/Risk Manager

Platinum Relations, Delta

Oct 2021 - Mar 2024 (2 years 5 months)

Managed junior underwriters and risk investigators by enforcing compliance and company underwriting policies to ensure consistent work quality. Developed risk models to predict and prevent potential financial exposure and used a CRM system to analyze account data and track incoming accounts and revenue.

WB

Lead Underwriter

Westamerica Bank

Feb 2017 - Oct 2021 (4 years 8 months)

Reviewed applications and supporting financial documents to verify accuracy and recommend decisions on underwriting risk. Trained junior underwriters on underwriting software, developed new underwriting guidelines aligned with BSA requirements, and conducted quarterly compliance audits to maintain 100% internal policy compliance.

HA

Collector Specialist II

Health Services USCB America

Jul 2016 - Feb 2017 (7 months)

Handled inbound and outbound customer calls averaging 150 per day, assisting patients with payment setup, payment plans, and applicable discounts. Followed HIPPA/HIPAA violation policies and mentored colleagues on collector specialist scripts and procedures across departments.

Education

Degrees, certifications, and relevant coursework

University of Phoenix logoUP

University of Phoenix

Bachelor of Science, Criminal Justice

Bachelor of Science in Criminal Justice (expected Sep 2028).

HC

Heald College

Associate of Applied Science, Business Administration

A.A.S in Business Administration completed Jun 2016.

Tech stack

Software and tools used professionally

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