Open to opportunities

Edgar Carrasco

@edgarcarrasco

Message

Credit risk and analytics professional who detects fraud and optimizes portfolio performance.

United States

Message

What I'm looking for

I seek a data-driven risk role where I can apply SQL and analytics to detect fraud, improve controls, and influence credit strategy within a collaborative, compliance-focused team.

I am a credit risk and analytics professional with hands-on experience evaluating financial transactions, underwriting consumer risk signals, and identifying fraud across large-scale financial platforms.

I conduct quantitative analysis using SQL (Snowflake), Looker, and Tableau to monitor portfolio performance, validate model behavior, and detect emerging credit risks and operational vulnerabilities.

I have led root cause investigations, produced structured risk reporting, and collaborated with Legal, Product, and Engineering teams to improve controls, regulatory compliance, and accessibility—supporting initiatives that contributed to revenue growth.

I am fluent in English and Spanish, experienced with KYC/AML workflows and consumer financial regulations (FCRA, Reg B, UDAAP), and focused on improving risk detection through data-driven insights and operational improvements.

Experience

Work history, roles, and key accomplishments

Risk Mitigation Specialist

Block, Inc.

Jun 2023 - Feb 2026 (2 years 8 months)

Conducted quantitative analysis of transaction data to identify fraud trends and credit risk within mobile check deposit portfolios, adjudicating 3,000+ complex cases monthly and validating ML review behavior to reduce false positives/negatives.

Fraud Detection Looker Transaction Monitoring Root Cause Analysis Salesforce Reporting

Sales & Services Specialist

Best Buy

Apr 2015 - Oct 2024 (9 years 6 months)

Delivered consultative technology solutions and managed service workflows, promoting device protection and cybersecurity while meeting service-level objectives and maintaining customer privacy standards.

Customer Service Service Operations Data Privacy Scheduling Salesforce Customer Retention

Credit Operations Analyst

Solar Mosaic

Mar 2020 - Aug 2022 (2 years 5 months)

Analyzed loan origination and credit workflow data to support consumer credit monitoring and compliance, built Tableau dashboards, standardized 11 operational checkpoints, and supported initiatives contributing to $225M in revenue growth.

Credit Risk Analysis Tableau SQL Reporting Regulatory Compliance

Underwriter

Solar Mosaic

Mar 2019 - Mar 2020 (1 year)

Assessed borrower financial profiles and documentation to determine creditworthiness and underwriting risk, identified application risk triggers, and collaborated with engineering to improve fraud detection and underwriting rules.

Underwriting Fraud Detection Training Cross Functional Collaboration

Retention & Customer Service Agent

The Arizona Republic

Sep 2013 - Dec 2014 (1 year 3 months)

Resolved escalated customer complaints across phone, chat, and email, retaining 35–45% of at-risk customers by diagnosing service breakdowns and delivering effective resolutions.

Customer Retention Escalation Management Multichannel Support Root Cause Analysis Communication