At Upgrade, I conduct credit analysis and underwriting for new and existing merchant accounts, evaluating applications, financial statements, and commercial credit reports.
I assess business creditworthiness using balance sheets, income statements, cash flow statements, and merchant risk profiles. I also ensure underwriting follows company policies and requirements including BSA, AML, KYC, and OFAC.
At Salesforce, I reviewed borrower credit profiles and financial documents, then recommended loan approvals and funding levels. I also determined loan pricing and repayment schedules using the company’s proprietary methodology.
At National Australia Bank (NAB), I developed credit memorandums and underwrote commercial credit transactions. Earlier, at JPMorgan Chase, I managed $10M+ in client assets and prepared financial reports supporting loan portfolios and consumer investment analysis.
