San User
@sanuser3
I assess credit risk, monitor loan portfolios, and support sound lending decisions in financial services.
GhanaWhat I'm looking for
I've progressed from Credit Analyst to Credit Manager at SAS Microfinance Ltd in Ghana, assessing borrower capacity, reviewing financial information, and supporting lending decisions. I monitored loan performance, delinquent accounts, and emerging credit risks to help maintain portfolio quality.
My background also includes commercial banking operations at Ghana Commercial Bank and administrative and marketing work at Lucky Start Info Tech LLC. I bring credit analysis, portfolio reporting, financial statement analysis, Excel, and data analytics to financial-services teams.
Experience
Work history, roles, and key accomplishments
Administrative Officer & Marketing Manager
Lucky Start Info Tech LLC
Jan 2023 - Dec 2024 (1 year 11 months)
Managed administrative records, reporting, coordination, and operational activities. Prepared business information and reports for management use.
Credit Analyst
SAS Microfinance Ltd
Jan 2018 - Dec 2021 (3 years 11 months)
Reviewed loan applications and assessed borrowers' financial capacity, repayment ability, and overall creditworthiness. Monitored loan accounts and portfolio performance to identify repayment issues and emerging credit risks.
Credit Manager
SAS Microfinance Ltd
Jan 2018 - Dec 2021 (3 years 11 months)
Progressed from Credit Analyst to Credit Manager with increased responsibility for credit operations and portfolio oversight. Managed credit-related activities and supported lending decisions.
Banking Operations / Customer Service
Ghana Commercial Bank
Jan 2015 - Dec 2018 (3 years 11 months)
Supported commercial banking operations and customer financial-service activities. Worked with customer accounts, financial records, and banking documentation.
Education
Degrees, certifications, and relevant coursework
University of Cape Coast
Bachelor of Management Studies, Management Studies
Bachelor of Management Studies degree from the University of Cape Coast, Ghana, completed in 2017.
Tech stack
Software and tools used professionally
Availability
Location
GhanaAuthorized to work in
Salary expectations
Job categories
Skills
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