Looking for a job

Sandeep Devegowda

@sandeepdevegowda

Message

Globally Certified KYC Specialist with expertise in financial crime compliance.

United Arab Emirates

Message

What I'm looking for

I am looking for a role that values compliance integrity and offers opportunities for professional growth in financial crime compliance.

With over 6.8 years of experience in financial crime compliance, I have honed my skills in sanctions screening and risk mitigation strategies across the banking and fintech sectors in APAC and EMEA. My proven track record includes processing over 10,000 SWIFT messages monthly with an impressive 99.8% accuracy, utilizing advanced tools like FircoSoft.

In my current role as a Consultant Payment Screening Associate at Emirates NBD, I ensure 100% adherence to regulatory guidelines while minimizing unnecessary RFIs by 20%. My analytical skills allow me to effectively investigate high-risk transactions and provide advisory support to internal stakeholders, maintaining compliance integrity and contributing to audit trails.

Experience

Work history, roles, and key accomplishments

Current

Consultant Payment Screening Associate

Current

Emirates NBD

Aug 2024 - Present (11 months)

Screened and investigated L2 SWIFT messages (MT103, MT202, MT199, MT101) using FircoSoft, ensuring 100% adherence to OFAC, EU, UN, and UAE regulatory guidelines. Minimized unnecessary RFIs by 20% by creating refined articulation templates, enhancing turnaround time for trade payment reviews and reducing operational delays. Analyzed and processed high-risk transactions involving sensitive jurisdict

FircoSoft OFAC RFI Enhanced Due Diligence (EDD)PSS Alerts Blacklist Nexus CRM Systems

Specialist, Transaction Screening (FCSO)

Standard Chartered GBS

Jan 2023 - May 2024 (1 year 4 months)

Conducted real-time screening of SWIFT messages (MT101, MT103, MT202, MT199) to ensure compliance with sanctions regulations (OFAC, EU, UN, UK). Investigated and escalated potential sanctions matches to higher levels within Financial Crime Compliance (FCC). Approved and assessed transactions investigated and analyzed for potential or true matches against sanctions lists alerted through sanctions s

Sanctions OFAC Quality Control

Junior Analyst - Credit Operations - L2 | Functional Lead – Payments Shift

Shift Financials

Nov 2019 - Nov 2022 (3 years)

Conducted in-depth analysis of credit reports, financial statements, and relevant financial data to evaluate the creditworthiness of applicants across Australia and New Zealand, maintaining a 95% approval accuracy rate. Successfully led and supervised the credit operations and payments team, overseeing the assessment of credit applications, loan underwriting, credit portfolio management and transa

Payments Financial Statements Financial Underwriting Credit Portfolio Monitoring Transaction Monitoring Credit Agreements Compliance Enhanced Due Diligence (EDD)Anti Money Laundering (AML)Credit Worthiness Know Your Customer (KYC)

Management Trainee

Punjab & Maharashtra Co-Operative Bank

Oct 2018 - Sep 2019 (11 months)

Managed daily client transactions, account openings/closings, and customer service requests, gaining comprehensive knowledge of NEFT, RTGS, and loan repayment processes. Handled complex customer service requests and maintained high satisfaction ratings through effective problem resolution and product knowledge.

Client Transactions Customer Service NEFT RTGS Loan Repayment Processes Product Knowledge

Education

Degrees, certifications, and relevant coursework

RNS Institute of Technology (Visvesvaraya Technological University)

MBA, Finance

Completed a Master of Business Administration with a specialization in Finance. The program provided a strong foundation in financial principles and management.

Seshadripuram Academy of Business Studies (Bangalore University)

B. Com, Accounting & Taxation

Obtained a Bachelor of Commerce degree with a focus on Accounting & Taxation. This program covered essential accounting practices and tax regulations.