Open to opportunities

Tony Joseph

@tonyjoseph

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Financial Crime and AML compliance professional driving investigations and risk mitigation.

India

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What I'm looking for

I seek a compliance role where I can lead AML investigations, improve detection processes, collaborate with global teams, and advance my expertise in regulatory frameworks and tooling.

I am a Financial Crime and AML compliance professional with over five years' experience across banking, fintech, and consulting, focused on transaction monitoring, KYC remediation, EDD and regulatory reporting under multiple global frameworks.

I have led investigative teams and operational units, coached analysts, and improved case turnaround and report accuracy through process optimization, quality controls and data validation. I routinely perform OSINT, adverse media screening, sanctions and PEP identification and deliver audit-ready investigative documentation.

I partner with global compliance and risk teams to align investigations across jurisdictions, support SAR/STR filings, and contribute to tool and process improvements that reduce fraud and strengthen regulatory readiness.

Experience

Work history, roles, and key accomplishments

Analyst

Tide Platform Private Limited

Sep 2023 - Jul 2025 (1 year 10 months)

Conducted in-depth transaction monitoring and AML investigations on individuals and MSEs, completing 100+ high-risk account investigations and improving case turnaround by 25% while ensuring NCA compliance.

Transaction Monitoring AML Investigations KYC EDD OSINT Adverse Media Screening Report Writing

Senior Associate

WNS Global Services Private Limited

May 2022 - Sep 2023 (1 year 4 months)

Led a 36-member team for due diligence and transaction monitoring across APAC and NCA/FNTT frameworks, improving alert investigation accuracy by 20% and managing 30+ SAR/STR filings monthly.

Team Leadership Due Diligence Transaction Monitoring OSINT Regulatory Compliance Quality Control

Consultant

EY - GDS

Nov 2021 - May 2022 (6 months)

Executed KYC remediation and EDD reviews aligned to CBUAE AML/CFT guidelines and prepared audit-ready due diligence documentation for high-risk entities.

EDD AML CFT OSINT

Internal Auditor

Paytm Payments Bank

Feb 2020 - Jun 2021 (1 year 4 months)

Conducted risk-based AML, KYC, and card operations audits under RBI, identified process gaps, and contributed to V-KYC automation that reduced operational fraud risk by 15%.