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Rossouw MaritzRM
Open to opportunities

Rossouw Maritz

@rossouwmaritz

Senior backend engineer building high-availability fintech and crypto systems end-to-end.

South Africa
Message

What I'm looking for

I’m looking for a team where engineering decisions have real-world impact. I want to own architecture end-to-end, build payments/fraud/availability-critical systems, and use AI-assisted workflows to ship high-quality outcomes fast.

I’m a senior software engineer with 10+ years building backend systems in fintech, crypto, and telecom—covering payments, exchanges, fraud detection, and high-availability USSD at scale. I architect and own solutions end-to-end, using AI-assisted workflows to move fast without sacrificing quality.

At CrissCross (acquired by Stitch), I built a double-entry ledger to become the source of truth for reconciliation and financial audit across the platform. I also architected and delivered end-to-end payout functionality, integrated with Binance, VALR, Kraken, and Luno, and shipped production features end-to-end with my focus on architecture, scoping, and review.

Earlier, as a Senior Software Engineer / Technical Lead at Fanblock, I led architecture decisions on a small 2-person team and built an MVP designed for match-day load spikes from day one. That experience reinforced my working style: companies succeed when they build what clients actually want.

Across Nala and Luno, I focused on revenue-critical systems like exchange-rate engines and payment corridors, and I built real-time fraud detection and mitigation tooling to keep fraud below 0.1% of transaction volume. Before that, I worked on telecom platform engineering, building high-traffic USSD applications for MTN and Standard Bank under tight latency and availability constraints.

Experience

Work history, roles, and key accomplishments

CR
Current

Senior Software Engineer

CrissCross

Jul 2024 - Present (1 year 11 months)

Built a double-entry ledger to the cent across client accounts, establishing a reliable source of truth for reconciliation and financial audit. Architected end-to-end payout functionality and integrated major exchanges (Binance, VALR, Kraken, Luno) to expand asset coverage and improve trade execution speed to near-instant for the trading desk.

FA

Senior Software Engineer (Tech Lead)

Fanblock

Jan 2024 - Jul 2024 (6 months)

Led a 2-person engineering team building an MVP for football fans to buy and trade virtual segments of a real pitch, engineered for match-day load spikes from day one. Owned the stack end-to-end, supporting AWS infrastructure reliability through a ScyllaDB-backed multi-service backend.

NA

Senior Software Engineer

Nala

Oct 2022 - Jan 2024 (1 year 3 months)

Built and maintained the rate engine for setting and fetching exchange rates, directly impacting margin and profit per transaction. Delivered payment-corridor features across the US, UK, and EU to multiple African countries and contributed to the Nala for Business offering as an additional revenue stream.

LU

Senior Software Engineer (Tech Lead)

Luno

Oct 2018 - Oct 2022 (4 years)

Delivered fraud detection and mitigation tooling, keeping fraud below 0.1% of transaction volume across the exchange. Led high-impact projects including a dynamic fraud rules engine for real-time updates by business analysts and implemented Travel Rule compliance across the exchange.

Education

Degrees, certifications, and relevant coursework

Heriot-Watt University logoHU

Heriot-Watt University

Bachelor of Science (BSc), Computer Science

Earned a Bachelor of Science (BSc) in Computer Science from Heriot-Watt University, completed in 2011.

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