At ANZ, I manage end-to-end home loan assessment for the Australian market, from underwriting and creditworthiness analysis through approval and disbursal. I evaluate income, employment history, security, debt-to-income ratios, and credit reports while ensuring compliance with lending regulations and internal credit policies.
Previously at MKMN & Co, I improved financial-data accuracy by 20% for due diligence and valuation analyses and reduced bookkeeping and reporting processing time by 25% using Tally ERP and advanced Excel. I bring a foundation in financial statements, accounting, valuation, and customer-focused credit decisioning.
