Richa JOSHI
@richajoshi
I’m a strategic FP&A leader who drives forecasting, cost control, and audit-ready finance outcomes.
IndiaWhat I'm looking for
I’m a Senior FP&A / Finance business partner with 14+ years across financial planning, budgeting, forecasting, variance analysis, and financial modeling, spanning BFSI and FMCG. I’ve owned a $550MM+ portfolio and delivered forecast variance within 3–5% by partnering closely with CFO/CIO and board-level stakeholders on enterprise planning and scenario modeling.
In my current role as Vice President—USPB Risk Finance Lead at Citigroup, I own financial strategy, budgeting, and cost control for USPB In-Business Credit & Franchise Risk. I lead planning cycles, strengthen month-end close and audit-ready reporting, and build forward-looking forecasts and Plan A/Plan B scenario models to support resilient decision-making.
I consistently use standardization and automation to reduce manual effort by ~30–40%, including OneStream-driven transformation and expense masterfile/sensitivity reporting. Previously at Asian Paints, I led FP&A process improvements (including insurance claims automation) and delivered MIS and variance analysis across budgeting, forecasting, and expense management with strong audit and ISO compliance.
Experience
Work history, roles, and key accomplishments
Owned financial strategy, budgeting, and cost control for USPB In-Business Credit & Franchise Risk, including cost optimization and operational efficiency. Led planning cycles and delivered audit-ready month-end close with executive variance analysis and scenario models to support leadership decisions.
Owned financial planning and forecasting for a $550MM portfolio across Retail Bank Operations, Transaction Services, and Technology, delivering forecast accuracy within a 3–5% variance range. Led budgeting/forecasting process transformation using OneStream automation to reduce manual effort, and governed headcount planning, expense management, and risk controls with 100% audit-ready compliance.
Officer Level II, Corporate FP&A
Asian Paints Limited
May 2011 - Jun 2018 (7 years 1 month)
Led automation for insurance claims tracking, reducing manual effort by 80% and improving insurance recoveries by 30%. Supported enterprise FP&A activities including budgeting, forecasting, expense management, MIS and variance analysis, and helped deliver audit-ready compliance for regulatory and ISO audits.
Education
Degrees, certifications, and relevant coursework
Institute of Technology & Management (ITM – EEC)
Master of Business Administration, Finance
Grade: 75%
Completed an MBA in Finance in December 2017, scoring 75%.
Thakur College of Science & Commerce
T.Y.BAF, Accounting and Finance
Grade: 85%
Completed T.Y.BAF in May 2010, scoring 85%.
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
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