Ria KarechaRK
Open to opportunities

Ria Karecha

@riakarecha

Dynamic product manager with 4+ years of experience in digital lending.

India
Message

What I'm looking for

I am looking for a role that fosters innovation, collaboration, and growth opportunities.

I am a dynamic product manager with over four years of experience in digital lending and product development. My journey has been marked by a commitment to delivering scalable, user-centric solutions that combine financial expertise with strong project execution and stakeholder engagement skills. As a qualified Chartered Accountant, I have a solid background in compliance audits and business analysis, which enhances my ability to build innovative products that improve customer experience and operational efficiency.

In my current role as Associate Vice President, I have successfully led the end-to-end delivery and development of six key digital products. Notable achievements include streamlining customer interactions, reducing onboarding time from an average of 2-3 days to just one day, and designing a self-service platform that significantly improved customer satisfaction scores. My focus on automation and process optimization has also led to a remarkable reduction in loan disbursement process time, enhancing overall efficiency.

Collaboration is at the heart of my approach, as I work closely with cross-functional teams, including technical and non-technical stakeholders, to define requirements and implement impactful features. My passion for building innovative products drives me to continuously seek opportunities for improvement and to create solutions that not only meet but exceed customer expectations.

Experience

Work history, roles, and key accomplishments

KB
Current

Associate Vice President

Kotak Mahindra Bank

May 2021 - Present (4 years 2 months)

Led the end-to-end delivery and development of six key digital products, streamlining customer interactions and reducing onboarding time. Designed an intuitive self-service platform, improving customer satisfaction scores and enhancing loan approval efficiency through automation.

PA

GST Compliance Auditor

P. R. Associates

Dec 2018 - May 2021 (2 years 5 months)

Conducted GST audits for over 20 clients, ensuring adherence to tax regulations and minimizing client risk. Provided timely compliance reviews to maintain financial integrity.

Education

Degrees, certifications, and relevant coursework

II

Institute of Chartered Accountants of India

Chartered Accountant (CA), Accounting

Completed the rigorous Chartered Accountancy program, gaining expertise in financial management, auditing, and taxation. Developed a strong foundation in compliance, business analysis, and financial reporting standards.

AA

Association of Chartered Certified Accountants

ACCA (Affiliate), Accounting and Finance

Achieved affiliate status with the Association of Chartered Certified Accountants, demonstrating proficiency in international accounting standards and financial principles. Enhanced knowledge in global financial practices and professional ethics.

SU

Saurashtra University

B.Com, Finance, Finance

Graduated with a Bachelor of Commerce in Finance, focusing on financial markets, corporate finance, and investment strategies. Acquired foundational knowledge in economic principles and business operations.

Tech stack

Software and tools used professionally

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Ria Karecha - Associate Vice President - Kotak Mahindra Bank | Himalayas