Ray UserRU
Open to opportunities

Ray User

@rayuser2

Veteran Engineering Executive with expertise in digital payment innovations.

United States

What I'm looking for

I seek a role that fosters innovation and strategic leadership in technology.

I am a veteran engineering executive with over 12 years of transformative leadership experience in driving large-scale global technology implementations and pioneering digital payment innovations. My career has been marked by a demonstrated success in leading teams of 20+ engineers, aligning strategic vision with technical execution, and delivering measurable results, including a 40% increase in product adoption and a 25% reduction in onboarding timelines.

At Mastercard, I played a pivotal role in establishing the company's market leadership in digital payment solutions, including Mastercard Send (Zelle), Apple Pay, and Google Pay. I have been directly responsible for the strategic rollout of over 100 major global implementations, generating millions in incremental revenue and significantly enhancing Mastercard’s competitive market position. My bilingual communication skills have allowed me to effectively manage critical client relationships throughout Latin America, solidifying partnerships that resulted in significant growth and operational excellence.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

MC

Miami-Dade College

Database Analytics

Completed coursework in Database Analytics, focusing on data management and analysis techniques to support business decision-making.

MC

Miami-Dade College

Computer Information Systems

Studied Computer Information Systems, gaining knowledge in computer systems, programming, and information technology management.

Tech stack

Software and tools used professionally

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