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Pragati Potdukhe

@pragatipotdukhe

Message

I’m a risk-focused data analyst turning credit signals into faster decisions.

India

Message

What I'm looking for

I’m seeking Senior Data Analyst or Risk Analytics roles in BFSI/fintech or analytics-first organizations—where I can build faster risk reporting, automate pipelines, and translate credit and delinquency signals into better decisions.

I’m a Data Analyst with 5+ years of experience in risk analytics, dashboard automation, and data pipeline engineering across BFSI and global product environments. I specialize in SQL, Python, Power BI, and BigQuery, and I turn complex datasets into actionable insights for credit and portfolio performance.

At Bajaj Finserv, I built and scaled a reporting infrastructure for 20+ stakeholders, cutting the monthly reporting cycle by ~60% and reducing manual errors by ~90%. I’ve standardized KPI definitions and SQL models to reach ~99.5% reconciliation accuracy, optimized SQL run-times by 35–45%, and delivered vintage/cohort frameworks that help teams detect early delinquency signals (3MOB0+) earlier to support credit policy decisions.

Experience

Work history, roles, and key accomplishments

Current

Data Analyst — Risk Analytics

Current

Bajaj Finserv

Aug 2023 - Present (3 years)

Built and scaled risk analytics reporting infrastructure at Bajaj Finserv, including 10+ Power BI dashboards for delinquency, roll rates, EWS signals, and PAR metrics. Automated recurring risk reports with Python/SQL schedulers and optimized SQL models to reduce the reporting cycle by ~60% and manual errors by ~90%.

Data Analyst

jobRapido

Jan 2021 - Aug 2023 (2 years 7 months)

Analyzed clickstream and marketplace data using SQL and Python to identify growth levers and improve data/pipeline performance. Built 12+ executive dashboards and maintained BigQuery-based ETL workflows with automated validation checks to improve data accuracy.