Open to opportunities

Pinky Doshi

@pinkydoshi

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Seasoned MLRO and senior compliance leader driving end-to-end financial crime frameworks.

United Kingdom

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What I'm looking for

I’m looking for an MLRO or financial crime leadership role where I can build and govern AFC frameworks, drive transaction monitoring and sanctions screening, lead assurance and remediation, and partner with Boards and regulators to strengthen compliance effectiveness.

I am a seasoned senior compliance leader and MLRO with 14+ years of progressive experience across banking, payments, fintech, and lending. I deliver end-to-end anti-financial crime (AFC) frameworks spanning transaction monitoring, sanctions screening, SAR management, regulatory engagement, and assurance programs.

I have designed risk-based controls and led remediation and regulatory projects while driving 2nd-line monitoring and building compliance-first cultures in fast-moving, regulated environments. I engage and influence Board and Executive level stakeholders and regulators, bringing clarity to governance, risk ownership, and next steps.

Across multi-jurisdictional compliance across the UK, EU, APAC and MENA region, I align controls with diverse regulatory frameworks and international standards. I also bring hands-on technology and reporting expertise—implementing monitoring portals, configuring sanctions screening algorithms, and delivering clear compliance MI through MLRO reports.

Experience

Work history, roles, and key accomplishments

MLRO / Senior Manager

Market Financial Solutions Ltd

Feb 2024 - Apr 2026 (2 years 2 months)

Designed and led the firm’s AML/CTF and sanctions compliance framework, including risk assessments, due diligence, and ongoing monitoring. Served as MLRO/financial crime regulatory liaison, delivering SAR/suspicious activity reporting, training, audits, and sanctions/transaction monitoring system implementation.

MLRO AML Sanctions Compliance Sanctions Screening Transaction Monitoring Suspicious Activity Reports Risk Assessment Due Diligence Compliance Monitoring Watchlist Integration

MLRO & Head of Financial Crime

Shift Financial Services Ltd

Mar 2023 - Feb 2024 (11 months)

Acted as principal regulatory liaison, managing reporting obligations and PSD-related processes while overseeing AML/CTF and financial crime controls. Directed transaction monitoring and external SAR reporting to the NCA, led BWRA and MLRO reporting, and managed implementation of sanctions/PEP/AM and transaction monitoring portals and regulatory reporting platforms.

MLRO AML Financial Crime Risk Management PSD Application Processes Transaction Monitoring NCA Liaison MLRO Management Sanctions Screening PEP Screening Adverse Media Screening Regulatory Reporting Stakeholder Management Staff Training

Money laundering reporting officer

Tranglo Europe Ltd.

Jan 2022 - Mar 2023 (1 year 2 months)

• Compliance Framework Management: Led the development, implementation, and enhancement of the firm’s Compliance.
• Regulatory Compliance and Reporting: Managed regulatory reporting, including FCA reporting, AML/CTF training, and Suspicious Activity Reports to the NCA.
• Financial Crime Risk Management: Oversaw transaction monitoring, conducted risk assessments, implemented policies to adress risk

Senior AML Officer

Bank of Baroda (UK) Ltd

Apr 2014 - Jan 2022 (7 years 9 months)

Provided leadership on remediation projects in response to FCA consultations and regulatory notices, and served as a key conduit for S166 reporting with internal and external stakeholders. Oversaw sanctions screening portals and KYC investigations, led quality assurance for remediated customer files, supported 2LOD compliance oversight, and deputised for MLRO activities including SAR submission an

S166 Reporting KYC Quality Assurance (QA) For KYC Files 1LOD KYC Accreditation Enhanced Reviews For AML Committee Approvals Trade Based Money Laundering (TBML) Escalation Policy Development Board Reporting High Risk And PEP Customer Reviews

Senior AML Associate

Bank of Baroda

Apr 2012 - Apr 2014 (2 years)

Supported AML and compliance processes for retail and corporate customers, including KYC handling, screening of inward and outward payments, and alerts handling. Worked as first line of defence for financial crime responsibilities, managed onboarding relationships for high value clients, and performed open-source research and transactional analysis to identify suspicious activity.