Adrianne Low-Hing
@adriannelow-hing
I’m an AML Financial Crime AVP delivering high-risk remediation and regulatory advisory.
United KingdomWhat I'm looking for
I’m an experienced Financial Crime professional currently working as an Assistant Vice President in AML Refresh Operations at Bank of America (London). I lead AML remediation for complex, high-risk client populations across Corporate and Investment Banking, using detailed CDD/EDD reviews and expert judgement to shape risk decisions in line with risk appetite.
I’ve also served as a Senior Analyst in AML GBM Advisory and Business Controls at Scotiabank, where I provided AML, Sanctions, and PEP advisory support across onboarding and periodic/event-driven reviews. As an SME for high-risk adverse media, PEPs, and UK/EU high-risk third-country nexus, I authored and presented EDD assessments to Financial Crime Committees and supported policy and procedure enhancements to reflect regulatory change.
Earlier, I worked as a Compliance Officer at BLOM Bank France (London), supporting the MLRO with end-to-end EDD, screening alerts and payment investigations (SWIFT, BACS, CHAPS), and drafting audit responses and control testing. I also began my career as an On-boarding AML/KYC Analyst (Transfer Agency) at Royal Bank of Canada (Luxembourg), delivering AML due diligence across complex fund structures and ensuring compliance with requirements such as Patriot Act, MiFID, FATCA, CRS, EMIR, Dodd-Frank, and GDPR.
Experience
Work history, roles, and key accomplishments
Leads AML remediation for complex, high-risk Corporate and Investment Banking client populations, performing detailed CDD/EDD including PEP exposure, sanctions nexus, adverse media, source of wealth/funds, and jurisdictional risk. Partners across AML, Compliance, Front Office, and Quality Assurance to resolve issues and enhance AML frameworks and documentation.
Provides AML, sanctions, and PEP advisory support for Global Banking & Markets across onboarding, periodic, and event-driven reviews, acting as an SME for high-risk adverse media and UK/EU high-risk third-country nexus. Authors and presents EDD assessments to Financial Crime Committees and contributes to policy/procedure enhancements and targeted training.
Compliance Officer
Blom Bank France
Jan 2020 - Dec 2021 (1 year 11 months)
Supports the MLRO to ensure compliance with UK AML, CTF, sanctions, and ABC obligations, conducting end-to-end EDD reviews across onboarding and periodic reviews. Manages screening alerts and payment investigations, contributes to audit responses and control testing, and completes FATCA/CRS reporting for international client portfolios.
Acts as a transfer agency onboarding analyst responsible for AML due diligence for complex fund structures, including SPVs, trusts, charities, and government entities. Ensures compliance with Patriot Act, MiFID, FATCA, CRS, EMIR, Dodd-Frank, and GDPR while conducting thorough PEP screening and supporting FATCA/CRS remediation projects.
Education
Degrees, certifications, and relevant coursework
University of Westminster
LLB (Bachelor of Laws), Law
2015 - 2018
Grade: 2:1 Hons
Activities and societies: Winner of The Living Law Competition; studied Commercial Law, Family Law, Employment Law, Criminal Law, Equity & Trusts, and Social Justice.
Completed an LLB Law degree (2:1 Hons) at the University of Westminster. Modules included Commercial Law, Family Law, Employment Law, Criminal Law, Equity & Trusts, and Social Justice, and she won The Living Law Competition.
Availability
Location
United KingdomAuthorized to work in
Job categories
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