Rohima Ullah

Worked on a financial crime compliance remediation project for a pensions and investment arm, investigating AML/KYC failures and producing complete case files. Conducted SDD/CDD/EDD, KYB checks, sanctions screening, periodic refreshes, and reviewed transaction activity to escalate suspicious cases.

Led investigations into discrepancies, potential fraud, and misuse of funds for a public sector pension scheme client using transaction monitoring data. Managed a portfolio of cases, performed EDD/KYC reviews for high-risk entities, and wrote detailed SARs and case reports for submission to the NCA.

Independently managed a high caseload of financial crime alerts for corporate banking, monitoring transactions and investigating high-risk behavior under FCA and HM Treasury AML guidance. Completed EDD reviews, performed sanctions/adverse media screening, investigated cross-border and complex-ownership activity, and produced NCA SAR reports with recommended remedial actions.

Investigated high-risk corporate accounts for a major bank, performing due diligence and transaction monitoring and documenting findings with recommended actions. Conducted adverse media and sanctions screening, investigated SWIFT payments, completed EDD/periodic reviews, and submitted SARs to the NCA while helping reduce case backlogs.

Monitored transactions to detect suspicious activity and performed sanctions screening and adverse media checks. Prepared and quality-checked SAR reports for the NCA and collaborated with Legal, Compliance, and Risk teams on escalations and risk assessments.

Completed quality assurance reviews of KYC files, onboarding, periodic reviews, and EDD, ensuring compliance with MLR 2017, SAMLA 2018, and internal policies. Identified KYC documentation gaps, requested further information, provided feedback to analysts, and produced training guides for QA processes.

Monitored client accounts daily for suspicious activity, tracing CHAPS and international payments and performing KYC/CDD/EDD to verify client profiles. Screened PEPs and SDNs, identified related parties and UBOs, applied financial crime typologies, and submitted exit referrals and SARs supported by evidence.

Assessed financial loss in DB to DC pension transfers and completed redress calculations using health conditions, life expectancy, and annuity rates. Collaborated with underwriters to set enhanced annuity rates, and prepared reports and letters aligned with FCA/FOS and industry guidelines, including client appeals and recalculations.

Performed investigations related to the sale of banking products, calculating redress and communicating investigation outcomes to customers. Managed customer contact and ensured case handling followed the required investigation process.

Completed KYC and EDD reviews for clients in line with global regulatory standards using internal systems and World Check tools. Supported onboarding and verification activities to meet compliance expectations.

Investigated mis-selling of financial products and calculated redress according to FCA and FOS guidelines. Produced outcomes for cases and managed the documentation and calculations required for resolution.

Drafted legal documents, correspondence, and case summaries to support defence cases. Managed files with a high caseload, conducted legal research, and coordinated with third-party law firms and clients to gather information for case preparation.

Completed a Bachelor of Laws (LLB) in Law at Swansea University from 2010 to 2013.