Open to opportunities

Winnie Mercer

@winniemercer

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Experienced financial crime compliance professional with over 10 years expertise.

United Kingdom

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What I'm looking for

I seek a role that values compliance expertise and offers opportunities for professional growth.

I am an experienced financial crime compliance professional with over 10 years of expertise in Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and regulatory compliance. My career has been marked by a commitment to precision and technological agility, enabling me to deliver effective compliance solutions in complex regulatory environments.

In my recent role as Assistant Vice President of Financial Crime Compliance at Mitsubishi UFJ Financial Group, I led key IT projects that enhanced AML/CFT controls and advised cross-functional teams on system optimization. My efforts resulted in improved accuracy in transaction monitoring and KYC processes, significantly reducing false positives and enhancing alert quality. I take pride in my ability to collaborate effectively with compliance and operations teams to ensure robust compliance frameworks and mitigate financial crime risks.

Experience

Work history, roles, and key accomplishments

Assistant Vice President of Financial Crime Compliance Advisory and Testing

Mitsubishi UFJ Financial Group

Jan 2024 - Present (1 year 7 months)

Led and delivered key IT projects across the FCC division, directly enhancing the effectiveness of AML/CFT controls and regulatory compliance. Advised FCC and cross-functional teams on system implementation and optimisation, resulting in improved accuracy and efficiency across transaction monitoring, KYC processes, and sanctions screening.

AML CFT Regulatory Compliance System Implementation Transaction Monitoring KYC Actimize Data Analysis Risk Mitigation

Compliance Analyst

American Express

Feb 2021 - Present (4 years 6 months)

Provided advisory support to AML Champions on AML/Counter-Terrorist Financing (CTF) related processes and procedures. Conducted transaction monitoring, investigated and closed alerts, and prepared comprehensive analysis for escalations to management when necessary.

AML CTF Transaction Monitoring Regulatory Compliance Policy Development Risk Management Compliance Reporting

Compliance Quality Assurance Manager

United Overseas Bank

Jan 2019 - Present (6 years 7 months)

Conducted periodic reviews and testing of key KYC processes and remediation activities; generated and delivered monthly compliance reports to Business, Compliance, and Regional stakeholders. Identified systemic errors and collaborated with AML Champions and representatives to implement corrective and preventive measures.

KYC Compliance Reporting AML Regulatory Compliance Risk Assessment Control Implementation Stakeholder Management

AML Transaction Monitoring Assistance Manager

Sumitomo Mitsui Banking Corporation

Nov 2016 - Present (8 years 9 months)

Reviewed transaction monitoring scenarios and parameter settings within the SAS system to ensure effective detection of suspicious activities. Conducted transaction monitoring, investigated and closed alerts, and prepared comprehensive analysis for escalations to management when necessary.

Data Analysis Risk Management Transaction Monitoring SAS Compliance Reporting

AML Transaction Monitoring

Citigroup Transaction Services

Mar 2014 - Present (11 years 5 months)

Performed investigative reviews and analyses to ensure compliance with the company’s AML regulatory requirements. Reviewed transaction activities and KYC data, conducting thorough due diligence and using external resources to assess the legitimacy of customer actions across multiple financial products.

AML KYC Due Diligence Transaction analysis Risk Assessment Regulatory Reporting

Administrative of Baroid Department

Halliburton Energy Services

Jan 2013 - Present (12 years 7 months)

Managed operation engineers schedule, performing clerical duties, scheduling meetings and appointments. Achieved marketing and sales objectives by contributing marketing.

Scheduling Clerical Meeting Coordination Appointment Setting Administrative Support Operational Management Organizational Skills Communication Microsoft Office Suite

Marketing Executive

Siamchai International Food

Jan 2012 - Present (13 years 7 months)

Achieved marketing and sales objectives by contributing marketing. Analyzed customer issues, determine causes, and initiate corrective actions.

Marketing Strategy Marketing Objectives Market Analysis Customer Relations Problem Solving Communication Business Development Data Analysis

Microsoft Customer Support

Datacom Systems (Asia)

Dec 2010 - Present (14 years 8 months)

Analyzed customer issues, determine causes, and initiate corrective actions. Provided advisory support to AML Champions on AML/Counter-Terrorist Financing (CTF) related processes and procedures.