panashe mupfuyiwa

I’m a results-driven Actuarial Science graduate with hands-on experience in business development, trade finance, risk participation structures, and data analytics. I’m known for independently managing client portfolios, structuring complex transactions, and turning data into actionable insights.

At STF Capital, I identified and prospected high-value clients using quantitative risk assessments aligned with capital preservation. I structured risk participation deals with actuarial principles to evaluate loss probabilities and funding viability, built Excel-based financial models to quantify returns and mitigate risk, and negotiated terms with funders—directly unlocking capital release and generating revenue.

I also strengthened cross-border execution by negotiating and facilitating trade finance instruments such as bid bonds, advance payment guarantees, performance guarantees, Letters of Credit, SBLCs, and foreign bank guarantees. I set up ESCROW accounts in Zambia and the UK, coordinated border clearing with partners, and supported governance through legally binding demand letters and letters of commitment.

Beyond client-facing deal work, I’ve served as a Data Analyst at AdaptFocus Investments, applying Excel and Power BI to improve reporting integrity and streamline data workflows. As a freelance consultant and co-founder of a creative agency subsidiary, I bring the same accountability—negotiating scopes, delivering under tight deadlines, and maintaining strong client relationships through clarity and professional integrity.