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Omar ShaikhOS
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Omar Shaikh

@omarshaikh5

Product manager at Barq who built its micro-lending business and secured a SAMA lending license.

Saudi Arabia
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At Barq, I built the micro-lending business end to end and led the cross-functional effort that secured the group’s SAMA micro-lending license. I own the lending product roadmap and strategy, and define features, pricing, and digital-first customer journeys.

At Easypaisa Digital Bank, I launched BNPL for mobile-wallet customers and led EasyCash, its flagship nano-loan product, introducing the bank’s first credit scoring model. I also integrated lending platforms with a credit decision engine and managed Pakistan’s first instant payment system program, SBP RAAST.

Experience

Work history, roles, and key accomplishments

BA
Current

Micro-Lending Business Manager

Barq

Apr 2023 - Present (3 years 7 months)

Founding member of Barq's pre-launch team, built the micro-lending business end to end, and led the cross-functional team that obtained the SAMA micro-lending license. Owns the lending product roadmap and strategy, defines product features, pricing, and digital-first customer journeys, and leads the technology team on product development.

SN

Senior Associate, Consultant – Financial Services

Strategy& (PwC Network)

Dec 2022 - Apr 2023 (4 months)

Supported STC Bank's digital transformation from a payments platform into a digital bank. Led the launch plan for the bank's first lending product portfolio including micro-loans, BNPL, and SME loans, and finalized the lending solution design with technology vendors and consultants.

EG

Senior Program Manager – Digital Lending

Easypaisa Digital Bank (Telenor Microfinance Bank; Ant Group

Jul 2019 - Nov 2022 (3 years 4 months)

Launched Buy Now Pay Later (BNPL) for mobile-wallet customers and led EasyCash, the flagship nano-loan product, introducing the bank's first credit scoring model. Integrated 4 platforms with a credit decision engine analyzing 900+ customer data points, managed the SBP RAAST program, and drove the Temenos T24 core banking migration.

EB

Business Planning Management Officer

Easypaisa / Telenor Microfinance Bank

Sep 2018 - Jul 2019 (10 months)

Reported directly to the Head of Operations, designed workstreams for all divisions under Operations, and coordinated the closure of regulatory and internal audit findings. Assessed branch operational performance through on-site visits and helped update the bank's Branch Operations Manual.

Education

Degrees, certifications, and relevant coursework

Heriot-Watt University logoHU

Heriot-Watt University

BBA, Business Management & Economics

2014 - 2018

Pursued a Bachelor of Business Administration with a focus on Business Management and Economics.

American University of Sharjah logoAS

American University of Sharjah

B.Sc. coursework, Biochemistry

2012 - 2014

Completed coursework in Biochemistry before transferring to a Business program.

EM

Emirates International School – Meadows

IB Certificate, IGCSE & High School Diploma, General Studies

2007 - 2012

Earned an IB Certificate, IGCSE, and High School Diploma.

Scrum Alliance logoSA

Scrum Alliance

Certified Scrum Product Owner (CSPO), Scrum

Certified Scrum Product Owner (CSPO) certification.

Tech stack

Software and tools used professionally

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