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Olayinka Obadina

@olayinkaobadina

Product Lead at eTranzact building financial inclusion products processing ₦36.7B across 3.16M transactions.

At eTranzact International Plc, I own the roadmap for agent app, POS, USSD and merchant channels. In H1 2026, these products processed ₦36.7B across 3.16M transactions, and I shipped 42 features across two delivery cycles.

Previously, I governed MTN Nigeria’s AI portfolio through PwC Nigeria, with eight use cases reaching production and a value report evidencing ₦8.5B+ in savings and new revenue. At Providus Bank, I owned digital banking products and defined fraud monitoring requirements that contributed to 60% fewer fraudulent transactions and 70% fewer false positives.

Experience

Work history, roles, and key accomplishments

Current

Senior Product Lead, Financial Inclusion

Current

eTranzact International Plc

Jan 2026 - Present (10 months)

Owns product strategy and roadmap for agent app, POS, USSD and merchant channels, leading the product side of the ₦13B 2027 divisional revenue plan. Shipped improvements for 13,000+ businesses and designed agent assisted onboarding and card sales.

Product Strategy Roadmap Ownership Agent Banking POS USSD Merchants KYC Digital Identity Verification Dispute Response Automation CBN Geotagging Government Products

Senior Programme Manager, Digital and Automation Portfolio

PwC Nigeria

Aug 2025 - Feb 2026 (6 months)

Governed MTN's AI and intelligent automation product portfolio into production, including 8 use cases such as Agent Assist and a multilingual voice bot. Built investment cases and value reports evidencing ₦8.5B+ in savings and new revenue.

AI Product Management Intelligent Automation Business Case Development Value Based Reporting Stakeholder Management Portfolio Governance

Product Lead, Digital Banking

Providus Bank

Sep 2024 - Jul 2025 (10 months)

Owned the bank's annual digital product roadmap and acted as product owner for mobile banking, digital account opening, inward international money transfer and fraud monitoring. Launched inward international money transfer and drove adoption of real-time fraud monitoring, cutting fraudulent transactions by 60% and false positives by 70%.

Product Management Mobile Banking Digital Account Opening International Money Transfer Fraud Monitoring AML KYC Core Banking Integration

Product Manager

Stanbic IBTC Group

Aug 2022 - Jul 2024 (1 year 11 months)

Product owner for the group customer relationship platform on Salesforce Service, Sales, Marketing and Experience Cloud, creating one view of the customer across four businesses. Defined requirements for straight-through pension account opening and automation of contribution reconciliation, benefit approvals and regulatory reporting.

Product Management Salesforce Customer Relationship Management Pension Account Opening Automation Vendor Management Release Management

Technical Product and Delivery Manager

Tranter IT Infrastructure Services

Sep 2018 - Jul 2022 (3 years 10 months)

Delivered a centralised event management and observability platform for the Central Bank of Nigeria with 95%+ anomaly detection accuracy. Led security and platform modernisation for Zenith Bank, achieving 90%+ coverage aligned to ISO 27001.