Niveditha Manoj
@nivedithamanoj
Personal Banker at Federal Bank supporting gold loan operations across three zones and about 230 branches.
IndiaWhat I'm looking for
At Federal Bank, I support Gold Loan Division operations across three zones and about 230 branches. I coordinate gold loan documentation, verify branch documents, and resolve operational queries.
I also manage appraiser onboarding, renewals, and empanelment, and prepare reports for management review. After completing my B.Tech in Artificial Intelligence and Machine Learning, I chose a people-focused, process-driven path in banking operations.
Experience
Work history, roles, and key accomplishments
Personal Banker
Federal Bank
May 2026 - Present (6 months)
Handle day-to-day Gold Loan Division operations across 3 zones and ~230 branches, providing operational support and coordinating with the Zonal Office. Manage appraiser onboarding, renewal, and empanelment, and coordinate gold loan documentation and query resolution.
Education
Degrees, certifications, and relevant coursework
Mangalam College of Engineering
Bachelor of Technology, Artificial Intelligence and Machine Learning
Grade: CGPA: 7
Activities and societies: Unit Coordinator – National Service Scheme (NSS); Volunteer – College Technical Fest
Bachelor of Technology in Artificial Intelligence and Machine Learning, completed in 2025 with a CGPA of 7.
GHSS, Chathamattom
Higher Secondary, General Studies
Grade: Percentage: 96.7
Higher Secondary education completed in 2021 with a percentage of 96.7.
Vimal Jyothi Public School
Matriculation, General Studies
Grade: Percentage: 90
Matriculation completed in 2019 with a percentage of 90.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Salary expectations
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