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Nikhil ChouhanNC
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Nikhil Chouhan

@nikhilchouhan1622

AI Engineer shipping production LLMs and agents for fintech, end-to-end.

India
Message

What I'm looking for

I want to build AI-native fintech products where I can own production LLM/agent systems end-to-end—RAG, multi-provider reliability, and evaluation—while optimizing latency, cost, and uptime with solid engineering practices.

I’m an AI Engineer with 3+ years shipping production LLM and agentic systems end to end for financial services (BFSI and fintech). As a Founding AI Engineer at Cognifin Labs, I own production AI features, from model integration and provider routing to evaluation, latency, and cost using FastAPI microservices on AWS. I focus on depth in RAG over financial documents, multi-agent orchestration (LangGraph), and classical ML for ranking and recommendation.

I’ve built an LLM function-calling and structured-output layer (with schema validation) for spend categorization, anomaly flagging, and conversational nudges, backed by LiteLLM provider fallback and guardrails for reliable, auditable responses. At Digital Business Technology, I shipped multi-tenant LLM and RAG workflows into user-facing SaaS products and deployed and operated 8+ AWS applications with Docker and blue-green CI/CD, reducing infrastructure cost 30% with zero-downtime releases. I also work across classical ML and full-stack React, and I'm IEEE-published in ML.

Experience

Work history, roles, and key accomplishments

CL
Current

Founding AI Engineer

Cognifin Labs Private Ltd

Jan 2026 - Present (5 months)

Founding AI engineer owning production AI end to end on FastAPI and AWS for an AI-native fintech platform. Built an LLM function-calling and structured-output layer (Gemini 3.5 Flash) for spend categorization, anomaly flagging, and nudges, with LiteLLM routing and fallback, plus a recommendation engine using spend-pattern clustering and offer-ranking across 200+ partner brands.

DT

Software Engineer (SDE-1)

Digital Business Technology

Jul 2023 - Nov 2025 (2 years 4 months)

Built LLM and RAG capabilities for a multi-tenant BFSI SaaS, including knowledge-base pipelines (chunking, embeddings, retrieval tuning) and function-calling workflows driving user-facing automation. Deployed and operated 8+ AWS applications with Docker and blue-green CI/CD, cutting infrastructure cost by 30% with zero-downtime releases.

IS

Full Stack Developer Intern

Infosoft Systems

May 2022 - Nov 2022 (6 months)

Built and maintained REST APIs using NestJS, debugging production issues to improve backend response times by 40%. Owned CI/CD deployments on Ubuntu and supported delivery and reliability improvements across backend services.

CA

Frontend Developer Intern

CartGeek

Dec 2020 - May 2021 (5 months)

Built component-driven React UIs and integrated REST APIs to support product features. Led a team of 5 interns on code reviews and delivery to accelerate frontend execution and quality.

Education

Degrees, certifications, and relevant coursework

NM

NMIMS MPSTME

Bachelor of Technology, Computer Engineering

Grade: GPA 3.34/4.0

Activities and societies: Project Head, IEEE MPSTME Student Branch (2021); 3rd Place, Polarizer Innovation Competition; Publications: Edit Any Face (IEEE INCOFT 2022) and vRecruit (IEEE ICITIIT 2022).

B.Tech in Computer Engineering at NMIMS MPSTME, completed in 2023 with a GPA of 3.34/4.0. Served as Project Head for the IEEE MPSTME Student Branch and published papers including work in IEEE INCOFT 2022 and IEEE ICITIIT 2022.

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